Home State Bank, National Association
Crystal Lake, IL · Owner: Home State Bcorp Inc
$776M
total assets, June 30, 2026
$776M
total assets, June 30, 2026
Home State Bank, National Association is a national bank based in Crystal Lake, IL, owned by Home State Bcorp Inc. As of June 30, 2026 it held $776.0 million in assets and $686.6 million in deposits; assets were up 2.0% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$776M
+2.0% in a year · -0.3% in a quarter
Deposits
$687M
+1.1% in a year · -0.1% in a quarter
Loans
$518M
+4.8% in a year · +3.8% in a quarter
Profit so far
$5.9M
Jan 1 to Jun 30, 2026 · +51.1% in a year
Capital ratio
11.79%
+0.08 pts in a year
Return on assets
1.52%
+0.48 pts in a year
Facts
- Type
- National bank
- Head office
- 40 Grant St, Crystal Lake, IL, 60014
- County
- Mchenry
- Holding company
- Home State Bcorp Inc
- Established
- Jan 1, 1915
- Employees
- 130
- Branches
- 7
- Website
- www.homestateonline.com
- Id
- b12815
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $686.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 7 | $687M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Home State Bank, National Association (main office) | Crystal Lake, IL | $470M |
| Woodstock Banking Center Branch | Woodstock, IL | $63.5M |
| Randall Road Branch | Lake In The Hills, IL | $57.1M |
| 611 Main Banking Center Branch | Crystal Lake, IL | $56.1M |
| Diamond Drive Branch | Mchenry, IL | $25.3M |
| Mchenry Banking Center Branch | Mchenry, IL | $14.6M |
| The Fountains Of Crystal Lake Branch | Crystal Lake, IL | $0 |
Related pages
Questions and answers
How big is Home State Bank, National Association?
$776.0 million in total assets and $686.6 million in deposits as of June 30, 2026, with assets up 2.0% from a year before. Its loans were $517.7 million.
How many branches does Home State Bank, National Association have?
7 branches in Illinois as of June 30, 2026.
Is Home State Bank, National Association profitable?
Yes: it earned $5.88 million from January 1 to June 30, 2026 (up 51.1% from the same months a year before). Its return on assets was 1.52% a year; about 1% is typical.
Who owns Home State Bank, National Association?
Home State Bank, National Association is owned by Home State Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.