Sauk Valley Bank & Trust Company
Sterling, IL · Owner: SV Financial Inc
$791M
total assets, June 30, 2026
$791M
total assets, June 30, 2026
Sauk Valley Bank & Trust Company is a state nonmember bank based in Sterling, IL, owned by SV Financial Inc. As of June 30, 2026 it held $790.8 million in assets and $670.1 million in deposits; assets were up 8.1% from a year before. It has 10 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$791M
+8.1% in a year · +5.6% in a quarter
Deposits
$670M
+8.0% in a year · +7.5% in a quarter
Loans
$550M
+5.6% in a year · -0.9% in a quarter
Profit so far
$3.1M
Jan 1 to Jun 30, 2026 · +23.1% in a year
Capital ratio
8.84%
+0.05 pts in a year
Return on assets
0.81%
+0.10 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 201 W 3rd St, Sterling, IL, 61081
- County
- Whiteside
- Holding company
- SV Financial Inc
- Established
- Jul 9, 1999
- Employees
- 140
- Branches
- 10 in 2 states
- Website
- www.saukvalleybank.com
- Id
- b35131
Quarter by quarter
September 30, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $670.1 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Sauk Valley Bank & Trust Company (main office) | Sterling, IL | $306M |
| Rock Falls Branch | Rock Falls, IL | $132M |
| Dixon Branch | Dixon, IL | $110M |
| Sauk Valley Bank And Trust Company - Harvard Branch | Harvard, IL | $51.5M |
| 3319 E. Lincolnway, Sterling Il Branch | Sterling, IL | $31.1M |
| Dixon North Branch | Dixon, IL | $16.4M |
| Sterling North Branch | Sterling, IL | $15.3M |
| Janesville Branch | Janesville, WI | $6.4M |
| Walworth Branch | Walworth, WI | $903K |
| Mobile Branch In Sterling Il | Sterling, IL | $0 |
Related pages
Questions and answers
How big is Sauk Valley Bank & Trust Company?
$790.8 million in total assets and $670.1 million in deposits as of June 30, 2026, with assets up 8.1% from a year before. Its loans were $549.6 million.
How many branches does Sauk Valley Bank & Trust Company have?
10 branches in 2 states as of June 30, 2026. The most deposits are in Illinois ($662.8 million).
Is Sauk Valley Bank & Trust Company profitable?
Yes: it earned $3.09 million from January 1 to June 30, 2026 (up 23.1% from the same months a year before). Its return on assets was 0.81% a year; about 1% is typical.
Who owns Sauk Valley Bank & Trust Company?
Sauk Valley Bank & Trust Company is owned by SV Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.