Lake Michigan Credit Union
Grand Rapids, MI
$17.3B
total assets, June 30, 2026
$17.3B
total assets, June 30, 2026
Lake Michigan Credit Union is a state credit union based in Grand Rapids, MI. As of June 30, 2026 it held $17.3 billion in assets and $14.7 billion in deposits; assets were up 16.1% from a year before. It has 536,976 members and 81 branches.
Updated Oct 10, 2026 · numbers as of June 30, 2026
Total assets
$17.3B
+16.1% in a year · +2.4% in a quarter
Deposits
$14.7B
+17.5% in a year · +2.3% in a quarter
Loans
$13.7B
+8.4% in a year · +2.2% in a quarter
Profit so far
$102M
Jan 1 to Jun 30, 2026 · -4.3% in a year
Net worth ratio
11.27%
-0.59 pts in a year
Return on assets
1.18%
-0.25 pts in a year
Facts
- Type
- State credit union
- Head office
- PO Box 2848, Grand Rapids, MI, 49501
- Established
- Jan 1, 1933
- Employees
- 1,830
- Members
- 536,976
- Branches
- 81 in 2 states
- Id
- cu62514
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
81 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Prairie Creek (main office) | Caledonia, MI |
| Bonita Beach Rd | Bonita Springs, FL |
| Bradenton - Lakewood Ranch | Bradenton, FL |
| Cape Coral | Cape Coral, FL |
| Del Prado Blvd | Cape Coral, FL |
| Bonita Springs | Estero, FL |
| Estero | Estero, FL |
| Fort Myers - Encore | Fort Myers, FL |
| Gulf Coast | Fort Myers, FL |
| Summerlin Crossings | Fort Myers, FL |
| Lakeland | Lakeland, FL |
| Berkshire Common | Naples, FL |
12 of 81 offices. Download the CSV for all of them.
Consumer complaints
Complaints consumers sent about Lake Michigan Credit Union, 12 months to Sep 2026
Last 12 months
72
+41.2% vs the 12 months before
Closed with relief
4.2%
Money back: 4.2%
Answered on time
100.0%
0 still in progress
Most common product
Bank accounts
31% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Incorrect information on your report | 14 | 19.4% | 0.0% |
| Managing an account | 12 | 16.7% | 0.0% |
| Took or threatened to take negative or legal action | 4 | 5.6% | 0.0% |
| Opening an account | 4 | 5.6% | 0.0% |
| Improper use of your report | 4 | 5.6% | 0.0% |
| Trouble during payment process | 4 | 5.6% | 25.0% |
| Closing an account | 3 | 4.2% | 0.0% |
| Repossession | 3 | 4.2% | 0.0% |
Counted under Lake Michigan Credit Union. Counts depend on company size: large companies get more complaints. The newest month is partial.
Related pages
Questions and answers
How big is Lake Michigan Credit Union?
$17.3 billion in total assets and $14.7 billion in deposits as of June 30, 2026, with assets up 16.1% from a year before. Its loans were $13.7 billion.
How many branches does Lake Michigan Credit Union have?
81 branches in 2 states as of June 30, 2026.
How many members does Lake Michigan Credit Union have?
536,976 members as of June 30, 2026, up 5.6% from a year before.
Is Lake Michigan Credit Union profitable?
Yes: it earned $101.8 million from January 1 to June 30, 2026 (down 4.3% from the same months a year before). Its return on assets was 1.18% a year; about 1% is typical.
How many consumer complaints does Lake Michigan Credit Union get?
72 complaints in the 12 months to Sep 2026, up 41.2% from the 12 months before. 4% of closed complaints ended with relief, and 100.0% were answered on time.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.