$2.2B
total assets, June 30, 2026
LCNB National Bank is a national bank based in Lebanon, OH, owned by Lcnb Corp. (LCNB). As of June 30, 2026 it held $2.2 billion in assets and $1.8 billion in deposits; assets were down 3.6% from a year before. It has 35 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.2B
-3.6% in a year · -0.6% in a quarter
Deposits
$1.8B
-5.3% in a year · -1.1% in a quarter
Loans
$1.7B
-0.9% in a year · +0.1% in a quarter
Profit so far
$13.0M
Jan 1 to Jun 30, 2026 · +15.5% in a year
Capital ratio
9.30%
+0.98 pts in a year
Return on assets
1.17%
+0.19 pts in a year
Facts
- Type
- National bank
- Head office
- 2 N Broadway St, Lebanon, OH, 45036
- County
- Warren
- Holding company
- Lcnb Corp. (LCNB)
- Established
- May 10, 1877
- Employees
- 343
- Branches
- 35
- Website
- www.lcnb.com
- Id
- b6623
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
35 offices as of June 30, 2026, holding $1.8 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Ohio | 35 | $1.8B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Lcnb National Bank (main office) | Lebanon, OH | $295M |
| Brookville Nb | Brookville, OH | $124M |
| Columbus Avenue Branch | Lebanon, OH | $99.7M |
| Eaton National Bank Branch | Eaton, OH | $98.0M |
| Bridgetown Branch | Cincinnati, OH | $85.4M |
| South Lebanon Branch | South Lebanon, OH | $73.6M |
| Chillicothe Branch | Chillicothe, OH | $69.1M |
| Waynesville Branch | Waynesville, OH | $64.7M |
| Goshen Branch | Goshen, OH | $54.9M |
| The Mason Branch | Mason, OH | $53.7M |
Related pages
Questions and answers
How big is LCNB National Bank?
$2.2 billion in total assets and $1.8 billion in deposits as of June 30, 2026, with assets down 3.6% from a year before. Its loans were $1.7 billion.
How many branches does LCNB National Bank have?
35 branches in Ohio as of June 30, 2026.
Is LCNB National Bank profitable?
Yes: it earned $13.0 million from January 1 to June 30, 2026 (up 15.5% from the same months a year before). Its return on assets was 1.17% a year; about 1% is typical.
Who owns LCNB National Bank?
LCNB National Bank is owned by Lcnb Corp., its holding company, which is listed as LCNB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.