The Ohio Valley Bank Company
Gallipolis, OH · Owner: Ohio Valley Banc Corp.
$1.6B
total assets, June 30, 2026
$1.6B
total assets, June 30, 2026
The Ohio Valley Bank Company is a state member bank based in Gallipolis, OH, owned by Ohio Valley Banc Corp. (OVBC). As of June 30, 2026 it held $1.6 billion in assets and $1.4 billion in deposits; assets were up 10.0% from a year before. It has 16 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.6B
+10.0% in a year · -1.0% in a quarter
Deposits
$1.4B
+10.3% in a year · -1.1% in a quarter
Loans
$1.2B
+13.3% in a year · +2.6% in a quarter
Profit so far
$7.2M
Jan 1 to Jun 30, 2026 · -16.0% in a year
Capital ratio
9.73%
-0.54 pts in a year
Return on assets
0.89%
-0.26 pts in a year
Facts
- Type
- State member bank
- Head office
- 420 3rd Ave, Gallipolis, OH, 45631
- County
- Gallia
- Holding company
- Ohio Valley Banc Corp. (OVBC)
- Established
- Jan 1, 1872
- Employees
- 231
- Branches
- 16 in 2 states
- Website
- www.ovbc.com
- Id
- b384
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
16 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Ohio | 11 | $1.1B | 75.0% |
| West Virginia | 5 | $353M | 25.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Ohio Valley Bank Company (main office) | Gallipolis, OH | $511M |
| Point Pleasant Branch | Point Pleasant, WV | $156M |
| Jackson Branch | Jackson, OH | $127M |
| Jackson Pike Branch | Gallipolis, OH | $103M |
| Waverly Branch | Waverly, OH | $96.8M |
| Barboursville Branch | Barboursville, WV | $82.0M |
| Milton Branch | Milton, WV | $79.8M |
| Rio Grande Branch | Rio Grande, OH | $56.6M |
| Ironton Branch | Ironton, OH | $52.9M |
| Wellston Milton Branch | Wellston, OH | $39.1M |
Related pages
Questions and answers
How big is The Ohio Valley Bank Company?
$1.6 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 10.0% from a year before. Its loans were $1.2 billion.
How many branches does The Ohio Valley Bank Company have?
16 branches in 2 states as of June 30, 2026. The most deposits are in Ohio ($1.1 billion).
Is The Ohio Valley Bank Company profitable?
Yes: it earned $7.21 million from January 1 to June 30, 2026 (down 16.0% from the same months a year before). Its return on assets was 0.89% a year; about 1% is typical.
Who owns The Ohio Valley Bank Company?
The Ohio Valley Bank Company is owned by Ohio Valley Banc Corp., its holding company, which is listed as OVBC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.