Newburyport Five Cents Savings Bank
Newburyport, MA · Owner: River Run Bcorp MHC
$1.6B
total assets, June 30, 2026
$1.6B
total assets, June 30, 2026
Newburyport Five Cents Savings Bank is a state savings bank based in Newburyport, MA, owned by River Run Bcorp MHC. As of June 30, 2026 it held $1.6 billion in assets and $1.3 billion in deposits; assets were down 2.6% from a year before. It has 12 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.6B
-2.6% in a year · -0.2% in a quarter
Deposits
$1.3B
-4.9% in a year · +2.4% in a quarter
Loans
$1.3B
-2.5% in a year · -0.5% in a quarter
Profit so far
$3.1M
Jan 1 to Jun 30, 2026 · +264.8% in a year
Capital ratio
9.76%
+0.17 pts in a year
Return on assets
0.39%
+0.28 pts in a year
Facts
- Type
- State savings bank
- Head office
- 63 State St, Newburyport, MA, 01950
- County
- Essex
- Holding company
- River Run Bcorp MHC
- Established
- Apr 1, 1854
- Employees
- 159
- Branches
- 12 in 2 states
- Website
- www.newburyportbank.com
- Id
- b90251
Quarter by quarter
September 30, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
12 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 7 | $909M | 72.3% |
| New Hampshire | 5 | $349M | 27.7% |
| Largest branches | Place | Deposits |
|---|---|---|
| Newburyport Five Cents Savings Bank (main office) | Newburyport, MA | $492M |
| Portsmouth - Lafayette Rd Branch | Portsmouth, NH | $147M |
| Newburyport Branch | Newburyport, MA | $118M |
| Newbury Branch | Newbury, MA | $113M |
| Salisbury Branch | Salisbury, MA | $106M |
| Amesbury Branch | Amesbury, MA | $79.7M |
| Exeter Branch | Exeter, NH | $60.8M |
| Hampton | Hampton, NH | $57.4M |
| Dover - Central Ave | Dover, NH | $55.0M |
| Portsmouth Branch | Portsmouth, NH | $28.9M |
Related pages
Questions and answers
How big is Newburyport Five Cents Savings Bank?
$1.6 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets down 2.6% from a year before. Its loans were $1.3 billion.
How many branches does Newburyport Five Cents Savings Bank have?
12 branches in 2 states as of June 30, 2026. The most deposits are in Massachusetts ($909.0 million).
Is Newburyport Five Cents Savings Bank profitable?
Yes: it earned $3.06 million from January 1 to June 30, 2026 (up 264.8% from the same months a year before). Its return on assets was 0.39% a year; about 1% is typical.
Who owns Newburyport Five Cents Savings Bank?
Newburyport Five Cents Savings Bank is owned by River Run Bcorp MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.