$21.4B
total assets, June 30, 2026
Optum Bank, Inc. is a state nonmember bank based in Draper, UT. As of June 30, 2026 it held $21.4 billion in assets and $16.5 billion in deposits; assets were up 9.5% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$21.4B
+9.5% in a year · +2.1% in a quarter
Deposits
$16.5B
+9.5% in a year · +1.7% in a quarter
Loans
$9.9B
+25.3% in a year · +4.8% in a quarter
Profit so far
$269M
Jan 1 to Jun 30, 2026 · +1.9% in a year
Capital ratio
13.22%
+1.66 pts in a year
Return on assets
2.55%
-0.22 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 12921 S Vista Station Blvd, Draper, UT, 84020
- County
- Salt Lake
- Established
- Jul 21, 2003
- Employees
- 863
- Branches
- 1
- Website
- www.optumbank.com
- Id
- b57408
Quarter by quarter
September 30, 2003 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $16.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Utah | 1 | $16.5B | 100.0% |
Consumer complaints
Complaints consumers sent about Optum Bank, Inc., 12 months to Sep 2026
Last 12 months
251
+24.3% vs the 12 months before
Closed with relief
0.0%
Money back: 0.0%
Answered on time
100.0%
3 still in progress
Most common product
Bank accounts
71% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Managing an account | 129 | 51.4% | 0.0% |
| Closing an account | 24 | 9.6% | 0.0% |
| Problem with a lender or other company charging your account | 15 | 6.0% | 0.0% |
| Other transaction problem | 7 | 2.8% | 0.0% |
| Money was not available when promised | 7 | 2.8% | 0.0% |
| Problem when making payments | 6 | 2.4% | 0.0% |
| Charged fees or interest you didn't expect | 6 | 2.4% | 0.0% |
| Trouble using the card | 6 | 2.4% | 0.0% |
Counted under Optum Bank, Inc.. Counts depend on company size: large companies get more complaints. The newest month is partial.
Related pages
Questions and answers
How big is Optum Bank, Inc.?
$21.4 billion in total assets and $16.5 billion in deposits as of June 30, 2026, with assets up 9.5% from a year before. Its loans were $9.9 billion.
How many branches does Optum Bank, Inc. have?
1 branch in Utah as of June 30, 2026.
Is Optum Bank, Inc. profitable?
Yes: it earned $269.0 million from January 1 to June 30, 2026 (up 1.9% from the same months a year before). Its return on assets was 2.55% a year; about 1% is typical.
How many consumer complaints does Optum Bank, Inc. get?
251 complaints in the 12 months to Sep 2026, up 24.3% from the 12 months before. 0% of closed complaints ended with relief, and 100.0% were answered on time.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.