Peoples Bank of Alabama
Cullman, AL · Owner: Altrust Financial Services Inc
$1.4B
total assets, June 30, 2026
$1.4B
total assets, June 30, 2026
Peoples Bank of Alabama is a state nonmember bank based in Cullman, AL, owned by Altrust Financial Services Inc. As of June 30, 2026 it held $1.4 billion in assets and $1.3 billion in deposits; assets were up 0.1% from a year before. It has 28 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
+0.1% in a year · -0.5% in a quarter
Deposits
$1.3B
-1.4% in a year · -0.7% in a quarter
Loans
$923M
+4.8% in a year · -0.1% in a quarter
Profit so far
$13.7M
Jan 1 to Jun 30, 2026 · +1.4% in a year
Capital ratio
11.19%
+1.00 pts in a year
Return on assets
1.93%
-0.01 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1912 Cherokee Ave Sw, Cullman, AL, 35055
- County
- Cullman
- Holding company
- Altrust Financial Services Inc
- Established
- Oct 24, 1977
- Employees
- 281
- Branches
- 28
- Website
- www.peoplesbankal.com
- Id
- b22537
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
28 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 28 | $1.3B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Peoples Bank Of Alabama (main office) | Cullman, AL | $176M |
| Sixth Street Branch | Decatur, AL | $112M |
| Warrior Branch | Warrior, AL | $102M |
| Centre Bank | Centre, AL | $77.3M |
| Guntersville 2 Branch | Guntersville, AL | $71.0M |
| Gardendale Branch | Gardendale, AL | $61.4M |
| Hartselle Branch | Hartselle, AL | $60.0M |
| Decatur Southeast Branch | Decatur, AL | $54.5M |
| Albertville U.S. Hwy 431 Branch | Albertville, AL | $54.3M |
| Oneonta Branch | Oneonta, AL | $48.4M |
Related pages
Questions and answers
How big is Peoples Bank of Alabama?
$1.4 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 0.1% from a year before. Its loans were $923.0 million.
How many branches does Peoples Bank of Alabama have?
28 branches in Alabama as of June 30, 2026.
Is Peoples Bank of Alabama profitable?
Yes: it earned $13.7 million from January 1 to June 30, 2026 (up 1.4% from the same months a year before). Its return on assets was 1.93% a year; about 1% is typical.
Who owns Peoples Bank of Alabama?
Peoples Bank of Alabama is owned by Altrust Financial Services Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.