Troy Bank & Trust Company
Troy, AL · Owner: Trust No 3 Under Will Charles Henderson
$1.6B
total assets, June 30, 2026
$1.6B
total assets, June 30, 2026
Troy Bank & Trust Company is a state nonmember bank based in Troy, AL, owned by Trust No 3 Under Will Charles Henderson. As of June 30, 2026 it held $1.6 billion in assets and $1.4 billion in deposits; assets were up 1.3% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.6B
+1.3% in a year · +2.6% in a quarter
Deposits
$1.4B
+0.1% in a year · +3.3% in a quarter
Loans
$1.1B
+4.4% in a year · +0.8% in a quarter
Profit so far
$10.9M
Jan 1 to Jun 30, 2026 · +12.8% in a year
Capital ratio
12.83%
+0.35 pts in a year
Return on assets
1.36%
+0.11 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1000 Highway 231 S, Troy, AL, 36081
- County
- Pike
- Holding company
- Trust No 3 Under Will Charles Henderson
- Established
- Jan 1, 1906
- Employees
- 173
- Branches
- 13
- Website
- www.troybankandtrust.com
- Id
- b5598
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 13 | $1.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Troy Bank & Trust Company (main office) | Troy, AL | $827M |
| Dothan Branch | Dothan, AL | $156M |
| Brundidge Main Street Branch | Brundidge, AL | $142M |
| Peoples Bank Of Coffee County - Elba Branch | Elba, AL | $85.5M |
| Highway 231 South Branch | Troy, AL | $64.0M |
| Enterprise Branch | Enterprise, AL | $40.1M |
| Opelika Branch | Opelika, AL | $29.6M |
| Auburn Branch | Auburn, AL | $15.9M |
| Dothan Branch | Dothan, AL | $13.1M |
| New Brockton Branch | New Brockton, AL | $9.6M |
Related pages
Questions and answers
How big is Troy Bank & Trust Company?
$1.6 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 1.3% from a year before. Its loans were $1.1 billion.
How many branches does Troy Bank & Trust Company have?
13 branches in Alabama as of June 30, 2026.
Is Troy Bank & Trust Company profitable?
Yes: it earned $10.9 million from January 1 to June 30, 2026 (up 12.8% from the same months a year before). Its return on assets was 1.36% a year; about 1% is typical.
Who owns Troy Bank & Trust Company?
Troy Bank & Trust Company is owned by Trust No 3 Under Will Charles Henderson, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.