River City Bank, Inc.
Louisville, KY · Owner: First Breckinridge Bancshares
$495M
total assets, June 30, 2026
$495M
total assets, June 30, 2026
River City Bank, Inc. is a state nonmember bank based in Louisville, KY, owned by First Breckinridge Bancshares. As of June 30, 2026 it held $494.9 million in assets and $438.3 million in deposits; assets were down 2.1% from a year before. It has 7 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$495M
-2.1% in a year · +1.0% in a quarter
Deposits
$438M
-0.3% in a year · -0.1% in a quarter
Loans
$376M
-1.8% in a year · +1.7% in a quarter
Profit so far
$2.5M
Jan 1 to Jun 30, 2026 · +86.3% in a year
Capital ratio
11.72%
+1.20 pts in a year
Return on assets
1.02%
+0.48 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 500 S 6th St, Louisville, KY, 40202
- County
- Jefferson
- Holding company
- First Breckinridge Bancshares
- Established
- Jun 26, 1986
- Employees
- 70
- Branches
- 7 in 2 states
- Website
- www.rivercitybankky.com
- Id
- b26703
Quarter by quarter
June 30, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $438.3 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Jeffersontown Branch | Jeffersontown, KY | $124M |
| River City Bank, Inc. (main office) | Louisville, KY | $86.1M |
| Highview Branch | Louisville, KY | $62.1M |
| Greenwood Road Branch | Louisville, KY | $56.5M |
| Bardstown Road Branch | Louisville, KY | $54.4M |
| Middletown Branch | Louisville, KY | $43.4M |
| Jeffersonville Branch | Jeffersonville, IN | $11.4M |
Related pages
Questions and answers
How big is River City Bank, Inc.?
$494.9 million in total assets and $438.3 million in deposits as of June 30, 2026, with assets down 2.1% from a year before. Its loans were $375.9 million.
How many branches does River City Bank, Inc. have?
7 branches in 2 states as of June 30, 2026. The most deposits are in Kentucky ($426.9 million).
Is River City Bank, Inc. profitable?
Yes: it earned $2.51 million from January 1 to June 30, 2026 (up 86.3% from the same months a year before). Its return on assets was 1.02% a year; about 1% is typical.
Who owns River City Bank, Inc.?
River City Bank, Inc. is owned by First Breckinridge Bancshares, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.