United Community Bank of West Kentucky, Inc.
Morganfield, KY · Owner: United Cmty Bancshares Inc
$525M
total assets, June 30, 2026
$525M
total assets, June 30, 2026
United Community Bank of West Kentucky, Inc. is a state nonmember bank based in Morganfield, KY, owned by United Cmty Bancshares Inc. As of June 30, 2026 it held $524.9 million in assets and $447.1 million in deposits; assets were up 6.8% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$525M
+6.8% in a year · -0.8% in a quarter
Deposits
$447M
+3.9% in a year · -2.2% in a quarter
Loans
$330M
+16.4% in a year · -0.9% in a quarter
Profit so far
$4.0M
Jan 1 to Jun 30, 2026 · +36.9% in a year
Capital ratio
11.01%
-0.02 pts in a year
Return on assets
1.53%
+0.33 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 500 N Morgan St, Morganfield, KY, 42437
- County
- Union
- Holding company
- United Cmty Bancshares Inc
- Established
- Dec 10, 2001
- Employees
- 67
- Branches
- 6
- Website
- www.ucbwest.com
- Id
- b57301
Quarter by quarter
December 31, 2001 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $447.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 6 | $447M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| United Community Bank Of West Kentucky, Inc. (main office) | Morganfield, KY | $203M |
| Main Street Morganfield Ky Branch | Morganfield, KY | $98.8M |
| Dixon Branch | Dixon, KY | $46.4M |
| Sturgis Branch | Sturgis, KY | $44.5M |
| Clay Branch | Clay, KY | $43.1M |
| Poole Branch | Poole, KY | $11.1M |
Related pages
Questions and answers
How big is United Community Bank of West Kentucky, Inc.?
$524.9 million in total assets and $447.1 million in deposits as of June 30, 2026, with assets up 6.8% from a year before. Its loans were $330.1 million.
How many branches does United Community Bank of West Kentucky, Inc. have?
6 branches in Kentucky as of June 30, 2026.
Is United Community Bank of West Kentucky, Inc. profitable?
Yes: it earned $4.03 million from January 1 to June 30, 2026 (up 36.9% from the same months a year before). Its return on assets was 1.53% a year; about 1% is typical.
Who owns United Community Bank of West Kentucky, Inc.?
United Community Bank of West Kentucky, Inc. is owned by United Cmty Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.