Southern First Bank
Greenville, SC · Owner: Southern First Bancshares, Inc.
$4.7B
total assets, June 30, 2026
$4.7B
total assets, June 30, 2026
Southern First Bank is a state nonmember bank based in Greenville, SC, owned by Southern First Bancshares, Inc. (SFST). As of June 30, 2026 it held $4.7 billion in assets and $4.0 billion in deposits; assets were up 9.1% from a year before. It has 12 branches in 3 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$4.7B
+9.1% in a year · +2.7% in a quarter
Deposits
$4.0B
+9.5% in a year · +2.9% in a quarter
Loans
$4.0B
+7.5% in a year · +2.1% in a quarter
Profit so far
$21.9M
Jan 1 to Jun 30, 2026 · +72.3% in a year
Capital ratio
8.89%
-0.01 pts in a year
Return on assets
0.96%
+0.36 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 6 Verdae Blvd, Greenville, SC, 29607
- County
- Greenville
- Holding company
- Southern First Bancshares, Inc. (SFST)
- Established
- Jan 10, 2000
- Employees
- 324
- Branches
- 12 in 3 states
- Website
- www.southernfirst.com
- Id
- b35295
Quarter by quarter
March 31, 2000 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
12 offices as of June 30, 2026, holding $4.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 8 | $2.9B | 72.7% |
| Georgia | 1 | $573M | 14.3% |
| North Carolina | 3 | $519M | 13.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Southern First Bank (main office) | Greenville, SC | $1.2B |
| Calhoun Branch | Charleston, SC | $578M |
| Paces Ferry | Atlanta, GA | $573M |
| Knox Abbott Br | Cayce, SC | $349M |
| Raleigh Branch | Raleigh, NC | $275M |
| Augusta Road Branch | Greenville, SC | $220M |
| Mount Pleasant Branch | Mount Pleasant, SC | $183M |
| Parkway Branch | Greer, SC | $162M |
| Greensboro | Greensboro, NC | $149M |
| Woodruff Branch | Greenville, SC | $141M |
Related pages
Questions and answers
How big is Southern First Bank?
$4.7 billion in total assets and $4.0 billion in deposits as of June 30, 2026, with assets up 9.1% from a year before. Its loans were $4.0 billion.
How many branches does Southern First Bank have?
12 branches in 3 states as of June 30, 2026. The most deposits are in South Carolina ($2.9 billion).
Is Southern First Bank profitable?
Yes: it earned $21.9 million from January 1 to June 30, 2026 (up 72.3% from the same months a year before). Its return on assets was 0.96% a year; about 1% is typical.
Who owns Southern First Bank?
Southern First Bank is owned by Southern First Bancshares, Inc., its holding company, which is listed as SFST.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.