Sturgis Bank & Trust Company
Sturgis, MI · Owner: Sturgis Bancorp, Inc.
$1.0B
total assets, June 30, 2026
$1.0B
total assets, June 30, 2026
Sturgis Bank & Trust Company is a state nonmember bank based in Sturgis, MI, owned by Sturgis Bancorp, Inc. (STBI). As of June 30, 2026 it held $1.0 billion in assets and $893.0 million in deposits; assets were up 4.5% from a year before. It has 17 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.0B
+4.5% in a year · +1.5% in a quarter
Deposits
$893M
+1.2% in a year · -1.7% in a quarter
Loans
$769M
-2.8% in a year · -3.8% in a quarter
Profit so far
$5.2M
Jan 1 to Jun 30, 2026 · +33.1% in a year
Capital ratio
8.63%
+0.63 pts in a year
Return on assets
1.03%
+0.22 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 113 E Chicago Rd, Sturgis, MI, 49091
- County
- St. Joseph
- Holding company
- Sturgis Bancorp, Inc. (STBI)
- Established
- Jan 1, 1905
- Employees
- 204
- Branches
- 17
- Website
- www.sturgis.bank
- Id
- b28593
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
17 offices as of June 30, 2026, holding $893.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 17 | $893M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| St Joseph Banking Center Branch | Saint Joseph, MI | $227M |
| Sturgis Bank & Trust Company (main office) | Sturgis, MI | $194M |
| South Haven Banking Center | South Haven, MI | $99.0M |
| Portage Branch | Portage, MI | $52.4M |
| Colon Banking Center | Colon, MI | $48.5M |
| White Pigeon Banking Center | White Pigeon, MI | $48.2M |
| Centreville Banking Center | Centreville, MI | $47.2M |
| Bangor Banking Center | Bangor, MI | $45.5M |
| Sturgis Bank & Trust Company Branch | Niles, MI | $39.5M |
| Bronson Banking Center | Bronson, MI | $31.4M |
Related pages
Questions and answers
How big is Sturgis Bank & Trust Company?
$1.0 billion in total assets and $893.0 million in deposits as of June 30, 2026, with assets up 4.5% from a year before. Its loans were $768.8 million.
How many branches does Sturgis Bank & Trust Company have?
17 branches in Michigan as of June 30, 2026.
Is Sturgis Bank & Trust Company profitable?
Yes: it earned $5.20 million from January 1 to June 30, 2026 (up 33.1% from the same months a year before). Its return on assets was 1.03% a year; about 1% is typical.
Who owns Sturgis Bank & Trust Company?
Sturgis Bank & Trust Company is owned by Sturgis Bancorp, Inc., its holding company, which is listed as STBI.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.