United Bank of Michigan
Grand Rapids, MI · Owner: United Bank Financial Corp
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
United Bank of Michigan is a state nonmember bank based in Grand Rapids, MI, owned by United Bank Financial Corp. As of June 30, 2026 it held $1.1 billion in assets and $892.7 million in deposits; assets were up 2.3% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+2.3% in a year · -2.6% in a quarter
Deposits
$893M
+3.4% in a year · -4.5% in a quarter
Loans
$864M
+5.6% in a year · +2.5% in a quarter
Profit so far
$6.9M
Jan 1 to Jun 30, 2026 · +31.7% in a year
Capital ratio
10.61%
+0.65 pts in a year
Return on assets
1.28%
+0.27 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 900 East Paris Ave Se, Grand Rapids, MI, 49546
- County
- Kent
- Holding company
- United Bank Financial Corp
- Established
- Jan 1, 1903
- Employees
- 165
- Branches
- 13
- Website
- www.unitedbank4u.com
- Id
- b11807
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $892.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 13 | $893M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| United Bank Of Michigan (main office) | Grand Rapids, MI | $152M |
| Wayland Branch | Wayland, MI | $140M |
| Dorr Branch | Dorr, MI | $103M |
| Hopkins Branch | Hopkins, MI | $89.1M |
| Byron Center Office Branch | Byron Center, MI | $85.6M |
| Caledonia Branch | Caledonia, MI | $71.1M |
| Gun Lake Branch | Shelbyville, MI | $70.0M |
| Clarksville Branch | Clarksville, MI | $40.4M |
| Jenison Branch | Jenison, MI | $38.1M |
| Downtown Grand Rapids Branch | Grand Rapids, MI | $30.7M |
Related pages
Questions and answers
How big is United Bank of Michigan?
$1.1 billion in total assets and $892.7 million in deposits as of June 30, 2026, with assets up 2.3% from a year before. Its loans were $864.3 million.
How many branches does United Bank of Michigan have?
13 branches in Michigan as of June 30, 2026.
Is United Bank of Michigan profitable?
Yes: it earned $6.92 million from January 1 to June 30, 2026 (up 31.7% from the same months a year before). Its return on assets was 1.28% a year; about 1% is typical.
Who owns United Bank of Michigan?
United Bank of Michigan is owned by United Bank Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.