The State Bank and Trust Company
Defiance, OH · Owner: SB Financial Group Inc
$1.6B
total assets, June 30, 2026
$1.6B
total assets, June 30, 2026
The State Bank and Trust Company is a state member bank based in Defiance, OH, owned by SB Financial Group Inc. As of June 30, 2026 it held $1.6 billion in assets and $1.4 billion in deposits; assets were up 9.1% from a year before. It has 29 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.6B
+9.1% in a year · +0.9% in a quarter
Deposits
$1.4B
+11.7% in a year · +1.3% in a quarter
Loans
$1.2B
+8.1% in a year · +0.7% in a quarter
Profit so far
$9.3M
Jan 1 to Jun 30, 2026 · +30.3% in a year
Capital ratio
10.00%
-0.16 pts in a year
Return on assets
1.17%
+0.19 pts in a year
Facts
- Type
- State member bank
- Head office
- 401 Clinton St, Defiance, OH, 43512
- County
- Defiance
- Holding company
- SB Financial Group Inc
- Established
- Mar 28, 1902
- Employees
- 252
- Branches
- 29 in 2 states
- Website
- www.yourstatebank.com
- Id
- b13339
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
29 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| The State Bank And Trust Company (main office) | Defiance, OH | $322M |
| Wauseon Banking Center Branch | Wauseon, OH | $117M |
| Dublin Banking Center Branch | Dublin, OH | $116M |
| Paulding Banking Center Branch | Paulding, OH | $100M |
| Bryan Banking Center Branch | Bryan, OH | $80.4M |
| Market St Branch | Lima, OH | $63.1M |
| Edon Banking Center Branch | Edon, OH | $57.4M |
| East Main Street Branch | Montpelier, OH | $48.0M |
| Sylvania Branch | Sylvania, OH | $43.5M |
| Pioneer Banking Center Branch | Pioneer, OH | $42.1M |
Related pages
Questions and answers
How big is The State Bank and Trust Company?
$1.6 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 9.1% from a year before. Its loans were $1.2 billion.
How many branches does The State Bank and Trust Company have?
29 branches in 2 states as of June 30, 2026. The most deposits are in Ohio ($1.4 billion).
Is The State Bank and Trust Company profitable?
Yes: it earned $9.28 million from January 1 to June 30, 2026 (up 30.3% from the same months a year before). Its return on assets was 1.17% a year; about 1% is typical.
Who owns The State Bank and Trust Company?
The State Bank and Trust Company is owned by SB Financial Group Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.