UNICO Bank
Mineral Point, MO · Owner: Washco Bancshares Inc
$503M
total assets, June 30, 2026
$503M
total assets, June 30, 2026
UNICO Bank is a state nonmember bank based in Mineral Point, MO, owned by Washco Bancshares Inc. As of June 30, 2026 it held $502.6 million in assets and $456.6 million in deposits; assets were down 2.2% from a year before. It has 15 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$503M
-2.2% in a year · +1.1% in a quarter
Deposits
$457M
-3.0% in a year · +1.5% in a quarter
Loans
$407M
-1.8% in a year · -0.1% in a quarter
Profit so far
$3.4M
Jan 1 to Jun 30, 2026 · +8.0% in a year
Capital ratio
8.89%
+0.75 pts in a year
Return on assets
1.34%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 625 Veterans Dr, Mineral Point, MO, 63660
- County
- Washington
- Holding company
- Washco Bancshares Inc
- Established
- Jan 1, 1901
- Employees
- 123
- Branches
- 15 in 2 states
- Website
- www.unicobank.com
- Id
- b10608
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
15 offices as of June 30, 2026, holding $456.6 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Kennett Branch | Kennett, MO | $55.4M |
| Unico Bank (main office) | Mineral Point, MO | $55.3M |
| Harrisburg Branch | Harrisburg, AR | $54.9M |
| Paragould Branch | Paragould, AR | $52.7M |
| Farmington Branch | Farmington, MO | $44.8M |
| Unico Bank - Lake City Office | Lake City, AR | $35.4M |
| Park Hills Branch | Park Hills, MO | $28.6M |
| Bismarck Branch | Bismarck, MO | $23.3M |
| Linwood Drive Branch | Paragould, AR | $23.2M |
| Trumann Branch | Trumann, AR | $19.3M |
Related pages
Questions and answers
How big is UNICO Bank?
$502.6 million in total assets and $456.6 million in deposits as of June 30, 2026, with assets down 2.2% from a year before. Its loans were $407.3 million.
How many branches does UNICO Bank have?
15 branches in 2 states as of June 30, 2026. The most deposits are in Arkansas ($237.5 million).
Is UNICO Bank profitable?
Yes: it earned $3.36 million from January 1 to June 30, 2026 (up 8.0% from the same months a year before). Its return on assets was 1.34% a year; about 1% is typical.
Who owns UNICO Bank?
UNICO Bank is owned by Washco Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.