Union National Bank and Trust Company of Elgin
Elgin, IL · Owner: Elgin Bancshares Inc
$422M
total assets, June 30, 2026
$422M
total assets, June 30, 2026
Union National Bank and Trust Company of Elgin is a national bank based in Elgin, IL, owned by Elgin Bancshares Inc. As of June 30, 2026 it held $421.8 million in assets and $376.9 million in deposits; assets were up 14.4% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$422M
+14.4% in a year · +3.1% in a quarter
Deposits
$377M
+16.1% in a year · +3.3% in a quarter
Loans
$349M
+11.1% in a year · +2.3% in a quarter
Profit so far
$3.1M
Jan 1 to Jun 30, 2026 · -10.6% in a year
Capital ratio
9.86%
-1.04 pts in a year
Return on assets
1.52%
-0.29 pts in a year
Facts
- Type
- National bank
- Head office
- 101 E Chicago St, Elgin, IL, 60120
- County
- Kane
- Holding company
- Elgin Bancshares Inc
- Established
- May 21, 1904
- Employees
- 27
- Branches
- 1
- Website
- www.unbelgin.com
- Id
- b3661
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $376.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 1 | $377M | 100.0% |
Related pages
Questions and answers
How big is Union National Bank and Trust Company of Elgin?
$421.8 million in total assets and $376.9 million in deposits as of June 30, 2026, with assets up 14.4% from a year before. Its loans were $348.7 million.
How many branches does Union National Bank and Trust Company of Elgin have?
1 branch in Illinois as of June 30, 2026.
Is Union National Bank and Trust Company of Elgin profitable?
Yes: it earned $3.06 million from January 1 to June 30, 2026 (down 10.6% from the same months a year before). Its return on assets was 1.52% a year; about 1% is typical.
Who owns Union National Bank and Trust Company of Elgin?
Union National Bank and Trust Company of Elgin is owned by Elgin Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.