$2.6B
total assets, June 30, 2026
United Business Bank is a state member bank based in Walnut Creek, CA, owned by BayCom Corp (BCML). As of June 30, 2026 it held $2.6 billion in assets and $2.2 billion in deposits; assets were down 1.6% from a year before. It has 34 branches in 5 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.6B
-1.6% in a year · -2.6% in a quarter
Deposits
$2.2B
-0.7% in a year · -4.1% in a quarter
Loans
$2.1B
+3.7% in a year · +3.2% in a quarter
Profit so far
$1.5M
Jan 1 to Jun 30, 2026 · -88.8% in a year
Capital ratio
11.66%
-2.37 pts in a year
Return on assets
0.12%
-0.93 pts in a year
Facts
- Type
- State member bank
- Head office
- 500 Ygnacio Valley Rd, Walnut Creek, CA, 94596
- County
- Contra Costa
- Holding company
- BayCom Corp (BCML)
- Established
- Jul 20, 2004
- Employees
- 329
- Branches
- 34 in 5 states
- Website
- www.unitedbusinessbank.com
- Id
- b57716
Quarter by quarter
September 30, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
34 offices as of June 30, 2026, holding $2.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 16 | $1.5B | 67.8% |
| Colorado | 11 | $312M | 14.4% |
| New Mexico | 5 | $227M | 10.4% |
| Washington | 1 | $143M | 6.6% |
| Nevada | 1 | $18.4M | 0.8% |
| Largest branches | Place | Deposits |
|---|---|---|
| Oakland Branch | Oakland, CA | $267M |
| Long Beach Branch | Long Beach, CA | $193M |
| San Francisco Branch | San Francisco, CA | $191M |
| Tukwila Branch | Tukwila, WA | $143M |
| San Jose Branch | San Jose, CA | $131M |
| United Business Bank (main office) | Walnut Creek, CA | $112M |
| Mountain View Branch | Mountain View, CA | $82.8M |
| Albuquerque Branch | Albuquerque, NM | $81.9M |
| Sacramento Branch | Sacramento, CA | $69.2M |
| Buena Park Branch | Buena Park, CA | $68.4M |
Related pages
Questions and answers
How big is United Business Bank?
$2.6 billion in total assets and $2.2 billion in deposits as of June 30, 2026, with assets down 1.6% from a year before. Its loans were $2.1 billion.
How many branches does United Business Bank have?
34 branches in 5 states as of June 30, 2026. The most deposits are in California ($1.5 billion).
Is United Business Bank profitable?
Yes: it earned $1.53 million from January 1 to June 30, 2026 (down 88.8% from the same months a year before). Its return on assets was 0.12% a year; about 1% is typical.
Who owns United Business Bank?
United Business Bank is owned by BayCom Corp, its holding company, which is listed as BCML.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.