West Coast Community Bank
Santa Cruz, CA · Owner: West Coast Community Bancorp
$2.9B
total assets, June 30, 2026
$2.9B
total assets, June 30, 2026
West Coast Community Bank is a state nonmember bank based in Santa Cruz, CA, owned by West Coast Community Bancorp (WCCB). As of June 30, 2026 it held $2.9 billion in assets and $2.5 billion in deposits; assets were up 11.1% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.9B
+11.1% in a year · +1.7% in a quarter
Deposits
$2.5B
+11.7% in a year · +1.9% in a quarter
Loans
$2.3B
+7.7% in a year · +2.3% in a quarter
Profit so far
$29.4M
Jan 1 to Jun 30, 2026 · +16.4% in a year
Capital ratio
12.04%
+0.10 pts in a year
Return on assets
2.02%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 75 River St, Santa Cruz, CA, 95060
- County
- Santa Cruz
- Holding company
- West Coast Community Bancorp (WCCB)
- Established
- Feb 3, 2004
- Employees
- 209
- Branches
- 10
- Website
- www.wccb.com
- Id
- b57591
Quarter by quarter
March 31, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $2.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 10 | $2.5B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| West Coast Community Bank (main office) | Santa Cruz, CA | $527M |
| Monterey Branch | Monterey, CA | $434M |
| Salinas Branch | Salinas, CA | $374M |
| Watsonville Branch | Watsonville, CA | $282M |
| Cupertino Branch | Cupertino, CA | $223M |
| Capitola Branch | Capitola, CA | $214M |
| Scotts Valley Branch | Scotts Valley, CA | $169M |
| King City Branch | King City, CA | $132M |
| Aptos Branch | Aptos, CA | $113M |
| San Luis Obispo Branch | San Luis Obispo, CA | $54.3M |
Related pages
Questions and answers
How big is West Coast Community Bank?
$2.9 billion in total assets and $2.5 billion in deposits as of June 30, 2026, with assets up 11.1% from a year before. Its loans were $2.3 billion.
How many branches does West Coast Community Bank have?
10 branches in California as of June 30, 2026.
Is West Coast Community Bank profitable?
Yes: it earned $29.4 million from January 1 to June 30, 2026 (up 16.4% from the same months a year before). Its return on assets was 2.02% a year; about 1% is typical.
Who owns West Coast Community Bank?
West Coast Community Bank is owned by West Coast Community Bancorp, its holding company, which is listed as WCCB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.