Vallant Bank
Elberton, GA · Owner: Vallant Financial Inc
$4.0B
total assets, June 30, 2026
$4.0B
total assets, June 30, 2026
Vallant Bank is a state nonmember bank based in Elberton, GA, owned by Vallant Financial Inc. As of June 30, 2026 it held $4.0 billion in assets and $3.5 billion in deposits; assets were up 76.5% from a year before. It has 36 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$4.0B
+76.5% in a year · +69.9% in a quarter
Deposits
$3.5B
+70.4% in a year · +65.4% in a quarter
Loans
$3.0B
+84.1% in a year · +70.3% in a quarter
Profit so far
$19.1M
Jan 1 to Jun 30, 2026 · +42.6% in a year
Capital ratio
12.70%
+3.39 pts in a year
Return on assets
1.33%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 884 Elbert St, Elberton, GA, 30635
- County
- Elbert
- Holding company
- Vallant Financial Inc
- Established
- Mar 12, 1934
- Employees
- 579
- Branches
- 36
- Website
- www.vallant.bank
- Id
- b14065
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
36 offices as of June 30, 2026, holding $3.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 36 | $3.5B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Morris Bank Branch | Dublin, GA | $303M |
| Vallant Bank (main office) | Elberton, GA | $253M |
| Dublin Mall Branch | Dublin, GA | $229M |
| Gray Branch | Gray, GA | $210M |
| Farmers & Merchants Branch | Statesboro, GA | $209M |
| Hartwell Branch | Hartwell, GA | $176M |
| Liberty First Bank Mo Branch | Monroe, GA | $176M |
| S. Houston Lake Road Office Branch | Warner Robins, GA | $159M |
| Braselton Branch | Braselton, GA | $140M |
| Downtown Branch | Elberton, GA | $134M |
Related pages
Questions and answers
How big is Vallant Bank?
$4.0 billion in total assets and $3.5 billion in deposits as of June 30, 2026, with assets up 76.5% from a year before. Its loans were $3.0 billion.
How many branches does Vallant Bank have?
36 branches in Georgia as of June 30, 2026.
Is Vallant Bank profitable?
Yes: it earned $19.1 million from January 1 to June 30, 2026 (up 42.6% from the same months a year before). Its return on assets was 1.33% a year; about 1% is typical.
Who owns Vallant Bank?
Vallant Bank is owned by Vallant Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.