Winchester Savings Bank
Winchester, MA · Owner: Winchester Bancorp, Inc.
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
Winchester Savings Bank is a state savings bank based in Winchester, MA, owned by Winchester Bancorp, Inc. (WSBK). As of June 30, 2026 it held $1.1 billion in assets and $817.7 million in deposits; assets were up 16.3% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+16.3% in a year · +3.9% in a quarter
Deposits
$818M
+19.9% in a year · +3.4% in a quarter
Loans
$876M
+15.9% in a year · +3.6% in a quarter
Profit so far
$2.2M
Jan 1 to Jun 30, 2026 · +141.5% in a year
Capital ratio
9.63%
-0.85 pts in a year
Return on assets
0.42%
+0.22 pts in a year
Facts
- Type
- State savings bank
- Head office
- 661 Main St, Winchester, MA, 01890
- County
- Middlesex
- Holding company
- Winchester Bancorp, Inc. (WSBK)
- Established
- Jul 1, 1871
- Employees
- 76
- Branches
- 5
- Website
- www.winchestersavings.com
- Id
- b90308
Quarter by quarter
March 31, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $817.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 5 | $818M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Winchester Savings Bank (main office) | Winchester, MA | $590M |
| Horn Pond Plaza Branch | Woburn, MA | $82.1M |
| Danvers Branch | Danvers, MA | $55.8M |
| Arlington Branch | Arlington, MA | $50.4M |
| Woburn Center Branch | Woburn, MA | $39.6M |
Related pages
Questions and answers
How big is Winchester Savings Bank?
$1.1 billion in total assets and $817.7 million in deposits as of June 30, 2026, with assets up 16.3% from a year before. Its loans were $875.9 million.
How many branches does Winchester Savings Bank have?
5 branches in Massachusetts as of June 30, 2026.
Is Winchester Savings Bank profitable?
Yes: it earned $2.19 million from January 1 to June 30, 2026 (up 141.5% from the same months a year before). Its return on assets was 0.42% a year; about 1% is typical.
Who owns Winchester Savings Bank?
Winchester Savings Bank is owned by Winchester Bancorp, Inc., its holding company, which is listed as WSBK.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.