$1.2B
total assets, June 30, 2026
Reading Co-operative Bank is a state member bank based in Reading, MA. As of June 30, 2026 it held $1.2 billion in assets and $1.0 billion in deposits; assets were down 2.1% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.2B
-2.1% in a year · +0.8% in a quarter
Deposits
$1.0B
-4.0% in a year · -3.1% in a quarter
Loans
$969M
+0.1% in a year · +2.3% in a quarter
Profit so far
$2.5M
Jan 1 to Jun 30, 2026 · +60.8% in a year
Capital ratio
7.35%
+0.43 pts in a year
Return on assets
0.41%
+0.11 pts in a year
Facts
- Type
- State member bank
- Head office
- 180 Haven St, Reading, MA, 01867
- County
- Middlesex
- Established
- Jan 1, 1886
- Employees
- 117
- Branches
- 13
- Website
- www.readingcoop.com
- Id
- b26620
Quarter by quarter
March 31, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $1.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 13 | $1.0B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Reading Co-Operative Bank (main office) | Reading, MA | $346M |
| Wilmington Branch | Wilmington, MA | $152M |
| Wakefield Branch | Wakefield, MA | $119M |
| North Reading Branch | North Reading, MA | $97.3M |
| Lynnfield Branch | Lynnfield, MA | $76.2M |
| Lynn Branch | Lynn, MA | $65.2M |
| Nahant Branch | Nahant, MA | $46.8M |
| Andover Branch | Andover, MA | $39.0M |
| Melrose Branch | Melrose, MA | $26.7M |
| Reading Cooperative Bank Branch | Lawrence, MA | $23.1M |
Related pages
Questions and answers
How big is Reading Co-operative Bank?
$1.2 billion in total assets and $1.0 billion in deposits as of June 30, 2026, with assets down 2.1% from a year before. Its loans were $969.4 million.
How many branches does Reading Co-operative Bank have?
13 branches in Massachusetts as of June 30, 2026.
Is Reading Co-operative Bank profitable?
Yes: it earned $2.50 million from January 1 to June 30, 2026 (up 60.8% from the same months a year before). Its return on assets was 0.41% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.