52412/Direct Insurance (except Life, Health, and Medical) Carriers
US businesses, employees and payroll, 2017 to 2023
694K
employees, 2023
694K
employees, 2023
In 2023, 16,364 US Direct Insurance (except Life, Health, and Medical) Carriers business locations employed 694,426 people and paid $71.6 billion in annual payroll, $103,111 per employee on average. Employment was up 3.0% from 2022. Texas had the most employees.
Updated Oct 9, 2026 · data year 2023
Business locations
16,364
-5.4% vs 2022
Employees
694,426
+3.0% vs 2022
Annual payroll
$71.6B
+2.9% vs 2022
Average pay
$103,111
-0.1% vs 2022
Over the years
United States, 2017 to 2023
Employees
Paid employees in mid-March
Business locations
Places with paid employees
By state
Employees of Direct Insurance (except Life, Health, and Medical) Carriers in each state, 2023
Employees by state
States with the most employees
Employees and the share of all the state's jobs
| State | Business locations | Employees | Average pay | Share of state jobs |
|---|---|---|---|---|
| Texas | 1,377 | 76,874 | $99,492 | 0.64% |
| Florida | 1,305 | 51,363 | $88,491 | 0.51% |
| Ohio | 476 | 49,679 | $101,050 | 0.98% |
| California | 1,589 | 48,384 | $115,099 | 0.29% |
| Illinois | 817 | 46,626 | $119,354 | 0.82% |
| New York | 692 | 33,042 | $129,351 | 0.38% |
| Georgia | 614 | 30,235 | $92,451 | 0.69% |
| Arizona | 537 | 29,655 | $78,896 | 1.03% |
| Pennsylvania | 571 | 26,510 | $108,572 | 0.46% |
| Wisconsin | 329 | 22,801 | $100,338 | 0.86% |
| New Jersey | 389 | 19,657 | $126,400 | 0.50% |
| Tennessee | 252 | 19,205 | $92,806 | 0.65% |
| Virginia | 420 | 18,586 | $86,603 | 0.52% |
| Massachusetts | 240 | 17,694 | $142,819 | 0.51% |
| North Carolina | 357 | 17,123 | $86,439 | 0.40% |
The 15 states with the most employees. Download the CSV for all 51.
Top metro areas
Metro and micro areas with the most Direct Insurance (except Life, Health, and Medical) Carriers employees, 2023
Metro areas with the most employees
| Metro area | Locations | Employees | Average pay |
|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX | 427 | 32,138 | $94,627 |
| New York-Newark-Jersey City, NY-NJ | 659 | 29,245 | $156,346 |
| Chicago-Naperville-Elgin, IL-IN | 589 | 21,635 | $131,671 |
| Phoenix-Mesa-Chandler, AZ | 413 | 20,647 | $81,612 |
| San Antonio-New Braunfels, TX | 134 | 20,413 | $112,567 |
| Atlanta-Sandy Springs-Roswell, GA | 332 | 20,069* | $101,691 |
| Los Angeles-Long Beach-Anaheim, CA | 490 | 19,042 | $115,958 |
| Bloomington, IL | 17 | 16,193 | $108,215 |
| Boston-Cambridge-Newton, MA-NH | 198 | 15,335 | $143,015 |
| Tampa-St. Petersburg-Clearwater, FL | 400 | 13,965 | $86,723 |
| Cleveland, OH | 111 | 12,854 | $117,292 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 312 | 12,638 | $130,178 |
| Hartford-West Hartford-East Hartford, CT | 95 | 12,073 | $159,528 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 193 | 11,629 | $89,700 |
| Cincinnati, OH-KY-IN | 83 | 10,911 | $106,782 |
Business size
US Direct Insurance (except Life, Health, and Medical) Carriers business locations by number of employees, 2023
Locations by size
| Employees | Locations | Share |
|---|---|---|
| Under 5 | 8,554 | 52.3% |
| 5 to 9 | 2,473 | 15.1% |
| 10 to 19 | 1,817 | 11.1% |
| 20 to 49 | 1,594 | 9.7% |
| 50 to 99 | 772 | 4.7% |
| 100 to 249 | 643 | 3.9% |
| 250 to 499 | 255 | 1.6% |
| 500 to 999 | 151 | 0.9% |
| 1,000 or more | 105 | 0.6% |
Related industries
Direct Insurance (except Life, Health, and Medical) Carriers and the 3 industries directly below it
Part of Finance and Insurance 52Insurance Carriers and Related Activities 524Insurance Carriers 5241
| Code | Industry | Employees | Average pay |
|---|---|---|---|
| 524126 | Direct Property and Casualty Insurance Carriers | 620,496 | $103,337 |
| 524127 | Direct Title Insurance Carriers | 44,651 | $105,750 |
| 524128 | Other Direct Insurance (except Life, Health, and Medical) Carriers | 29,279 | $94,312 |
Questions and answers
How many people work in Direct Insurance (except Life, Health, and Medical) Carriers in the US?
694,426 people worked at 16,364 US Direct Insurance (except Life, Health, and Medical) Carriers business locations in 2023, up 3.0% from 2022. That is 0.50% of all US private-sector employees.
What is the average pay in Direct Insurance (except Life, Health, and Medical) Carriers?
$103,111 a year per employee in 2023, from $71.6 billion in annual payroll (down 0.1% from 2022). The average across all US industries was $68,342.
Which state has the most Direct Insurance (except Life, Health, and Medical) Carriers jobs?
Texas had the most, with 76,874 employees in 2023, followed by Florida (51,363) and Ohio (49,679).
Which metro areas have the most Direct Insurance (except Life, Health, and Medical) Carriers jobs?
Dallas-Fort Worth-Arlington, TX (32,138), New York-Newark-Jersey City, NY-NJ (29,245), Chicago-Naperville-Elgin, IL-IN (21,635) had the most Direct Insurance (except Life, Health, and Medical) Carriers employees in 2023.
Are most Direct Insurance (except Life, Health, and Medical) Carriers businesses small?
78.5% of the 16,364 Direct Insurance (except Life, Health, and Medical) Carriers business locations had fewer than 20 employees in 2023, and 256 had 500 or more.
Official US government statistics, published once a year. Business locations are places with paid employees; employees are counted in mid-March; payroll covers the whole year. Covers most private employers, not the self-employed, most government workers or farm workers on farms. * Less accurate: changed by 5% or more to protect privacy. Changes from the year before are shown only when both years use the same edition of the industry codes.