524126/Direct Property and Casualty Insurance Carriers
US businesses, employees and payroll, 2017 to 2023
620K
employees, 2023
620K
employees, 2023
In 2023, 11,888 US Direct Property and Casualty Insurance Carriers business locations employed 620,496 people and paid $64.1 billion in annual payroll, $103,337 per employee on average. Employment was up 4.3% from 2022. Texas had the most employees.
Updated Oct 9, 2026 · data year 2023
Business locations
11,888
-6.5% vs 2022
Employees
620,496
+4.3% vs 2022
Annual payroll
$64.1B
+4.8% vs 2022
Average pay
$103,337
+0.5% vs 2022
Over the years
United States, 2017 to 2023
Employees
Paid employees in mid-March
Business locations
Places with paid employees
By state
Employees of Direct Property and Casualty Insurance Carriers in each state, 2023
Employees by state
States with the most employees
Employees and the share of all the state's jobs
| State | Business locations | Employees | Average pay | Share of state jobs |
|---|---|---|---|---|
| Texas | 850 | 68,326 | $98,455 | 0.57% |
| Ohio | 363 | 48,367 | $101,539 | 0.95% |
| Florida | 831 | 44,618 | $88,452 | 0.45% |
| Illinois | 603 | 44,319 | $119,890 | 0.78% |
| California | 831 | 34,730 | $110,759 | 0.21% |
| New York | 557 | 31,698 | $128,689 | 0.36% |
| Georgia | 562 | 29,116 | $91,797 | 0.66% |
| Arizona | 350 | 27,120 | $77,485 | 0.94% |
| Pennsylvania | 481 | 23,243 | $113,466 | 0.41% |
| Wisconsin | 282 | 22,480 | $100,821 | 0.85% |
| New Jersey | 284 | 18,583 | $128,994 | 0.47% |
| Virginia | 276 | 18,041 | $86,707 | 0.50% |
| Massachusetts | 223 | 17,569 | $142,586 | 0.50% |
| North Carolina | 248 | 16,457 | $85,791 | 0.38% |
| Michigan | 328 | 14,715 | $101,857 | 0.36% |
The 15 states with the most employees. Download the CSV for all 51.
Top metro areas
Metro and micro areas with the most Direct Property and Casualty Insurance Carriers employees, 2023
Metro areas with the most employees
| Metro area | Locations | Employees | Average pay |
|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX | 238 | 29,371 | $93,815 |
| New York-Newark-Jersey City, NY-NJ | 481 | 27,366 | $158,309 |
| San Antonio-New Braunfels, TX | 86 | 19,694 | $113,448 |
| Chicago-Naperville-Elgin, IL-IN | 414 | 19,513 | $133,627 |
| Atlanta-Sandy Springs-Roswell, GA | 290 | 19,055* | $101,083 |
| Phoenix-Mesa-Chandler, AZ | 268 | 18,421 | $80,132 |
| Bloomington, IL | 14 | 16,178 | $108,282 |
| Boston-Cambridge-Newton, MA-NH | 184 | 15,208 | $142,817 |
| Tampa-St. Petersburg-Clearwater, FL | 304 | 13,183 | $86,014 |
| Cleveland, OH | 86 | 12,457 | $118,175 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 246 | 11,764 | $131,512 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 135 | 11,319 | $88,941 |
| Los Angeles-Long Beach-Anaheim, CA | 269 | 11,151 | $115,684 |
| Cincinnati, OH-KY-IN | 70 | 10,852 | $106,948 |
| Hartford-West Hartford-East Hartford, CT | 89 | 10,097* | $163,550 |
Business size
US Direct Property and Casualty Insurance Carriers business locations by number of employees, 2023
Locations by size
| Employees | Locations | Share |
|---|---|---|
| Under 5 | 6,174 | 51.9% |
| 5 to 9 | 1,509 | 12.7% |
| 10 to 19 | 1,223 | 10.3% |
| 20 to 49 | 1,269 | 10.7% |
| 50 to 99 | 662 | 5.6% |
| 100 to 249 | 575 | 4.8% |
| 250 to 499 | 234 | 2.0% |
| 500 to 999 | 145 | 1.2% |
| 1,000 or more | 97 | 0.8% |
Related industries
The industries this code belongs to
Part of Finance and Insurance 52Insurance Carriers and Related Activities 524Insurance Carriers 5241Direct Insurance (except Life, Health, and Medical) Carriers 52412
Questions and answers
How many people work in Direct Property and Casualty Insurance Carriers in the US?
620,496 people worked at 11,888 US Direct Property and Casualty Insurance Carriers business locations in 2023, up 4.3% from 2022. That is 0.44% of all US private-sector employees.
What is the average pay in Direct Property and Casualty Insurance Carriers?
$103,337 a year per employee in 2023, from $64.1 billion in annual payroll (up 0.5% from 2022). The average across all US industries was $68,342.
Which state has the most Direct Property and Casualty Insurance Carriers jobs?
Texas had the most, with 68,326 employees in 2023, followed by Ohio (48,367) and Florida (44,618).
Which metro areas have the most Direct Property and Casualty Insurance Carriers jobs?
Dallas-Fort Worth-Arlington, TX (29,371), New York-Newark-Jersey City, NY-NJ (27,366), San Antonio-New Braunfels, TX (19,694) had the most Direct Property and Casualty Insurance Carriers employees in 2023.
Are most Direct Property and Casualty Insurance Carriers businesses small?
74.9% of the 11,888 Direct Property and Casualty Insurance Carriers business locations had fewer than 20 employees in 2023, and 242 had 500 or more.
Official US government statistics, published once a year. Business locations are places with paid employees; employees are counted in mid-March; payroll covers the whole year. Covers most private employers, not the self-employed, most government workers or farm workers on farms. * Less accurate: changed by 5% or more to protect privacy. Changes from the year before are shown only when both years use the same edition of the industry codes.