Fair Isaac Corporation (FICO) Financial Statements

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Fair Isaac financial statements at a glance

Fair Isaac reported revenue of $1.99 billion for fiscal year 2025 (ended September 30, 2025), up 15.9% from fiscal year 2024. Net income was $651.95 million, a net margin of 32.7%.

At the end of fiscal year 2025 it had total assets of $1.87 billion, total liabilities of $3.61 billion and shareholders' equity of -$1.75 billion, with total debt of $3.06 billion.

Its operations brought in $778.81 million of cash.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in USD; latest fiscal year ended September 30, 2025.

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Fair Isaac Corporation

FICOUnited States
Commercial Services
USD (Local)

Income Statement

Annual • USD

Revenue
1.99B
Prev Year: 1.72B
YoY: +15.9%
Total Revenue
-
Cost of Revenue
353.72M
Prev Year: 348.21M
YoY: +1.6%
Gross Profit
1.64B
Prev Year: 1.37B
YoY: +19.6%
SG&A Expenses
513.03M
Prev Year: 462.83M
YoY: +10.8%
Operating Expense
-
R&D Expense
188.35M
Prev Year: 171.94M
YoY: +9.5%
Operating Expenses
1.07B
Prev Year: 983.90M
YoY: +8.3%
Depreciation/Amortization
-
Prev Year: 917.0K
Net Non Operating Interest Income Expense
-
Operating Income
924.85M
Prev Year: 733.63M
YoY: +26.1%
Other Income Expense
-
Interest Inc.(Exp.),Net-Non-Op., Total
-133.65M
Prev Year: -105.64M
YoY: -26.5%
Pre-tax Income
-
Other, Net
11.39M
Prev Year: 14.03M
YoY: -18.8%
Net Income Before Taxes
802.60M
Prev Year: 642.02M
YoY: +25.0%
Net Income Common Stockholders
-
Provision for Income Taxes
150.65M
Prev Year: 129.21M
YoY: +16.6%
Diluted NI Available to Com Stockholders
-
Net Income After Taxes
651.95M
Prev Year: 512.81M
YoY: +27.1%
Total Operating Income as Reported
-
Net Income Before Extra. Items
651.95M
Prev Year: 512.81M
YoY: +27.1%
Total Expenses
-
Net Income
651.95M
Prev Year: 512.81M
YoY: +27.1%
Net Income from Continuing and Discontinued Operation
-
Income Available to Com Excl ExtraOrd
651.95M
Prev Year: 512.81M
YoY: +27.1%
Normalized Income
-
Income Available to Com Incl ExtraOrd
651.95M
Prev Year: 512.81M
YoY: +27.1%
Interest Expense
-
Diluted Net Income
651.95M
Prev Year: 512.81M
YoY: +27.1%
Net Interest Income
-
Diluted Weighted Average Shares
24.56M
Prev Year: 25.08M
YoY: -2.1%
EBIT
-
Diluted EPS Excluding ExtraOrd Items
26.544
Prev Year: 20.448
YoY: +29.8%
EBITDA
-
Diluted Normalized EPS
26.905
Prev Year: 20.448
YoY: +31.6%
Reconciled Cost of Revenue
-
Unusual Expense (Income)
10.92M
Reconciled Depreciation
-
Values in USD

Fair Isaac key figures by fiscal year

FY2025FY2024FY2023FY2022FY2021
Revenue$2.0B$1.7B$1.5B$1.4B$1.3B
Gross profit$1.6B$1.4B$1.2B$1.1B$984.1M
Operating income$924.9M$733.6M$642.8M$542.4M$413.3M
Net income$651.9M$512.8M$429.4M$373.5M$392.1M
Diluted EPS––––$13.40
Total assets$1.9B$1.7B$1.6B$1.4B$1.6B
Total liabilities$3.6B$2.7B$2.3B$2.2B$1.7B
Shareholders' equity-$1.7B-$962.7M-$688.0M-$801.9M-$110.9M
Cash––––$195.4M
Total debt$3.1B$2.2B$1.9B$1.9B$1.3B
Operating cash flow$778.8M$633.0M$468.9M$509.5M$423.8M
Capital spending––––$7.6M
Free cash flow––––$416.2M

In USD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2021.

Questions and answers

What was Fair Isaac's revenue in fiscal year 2025?

$1.99 billion, up 15.9% from $1.72 billion in fiscal year 2024.

How much profit does Fair Isaac make?

Fair Isaac reported net income of $651.95 million for fiscal year 2025 (32.7% of revenue); operating income was $924.85 million.

How much cash and debt does Fair Isaac have?

At the end of fiscal year 2025: total debt of $3.06 billion.

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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