Synchrony Financial (SYF) Financial Statements
Synchrony Financial financial statements at a glance
Synchrony Financial reported revenue of $10.19 billion for fiscal year 2021 (ended December 31, 2021). Net income was $4.18 billion, a net margin of 41.0%, and diluted earnings per share were $7.34.
At the end of fiscal year 2021 it had total assets of $95.75 billion, total liabilities of $82.09 billion and shareholders' equity of $13.66 billion, with cash of $8.34 billion and total debt of $14.51 billion.
Its operations brought in $7.10 billion of cash, leaving free cash flow of $7.10 billion.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in USD; latest fiscal year ended December 31, 2021.
Synchrony Financial
Income Statement
Annual • USD
Synchrony Financial key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | – | – | – | – | $10.2B |
| Net income | $3.6B | $3.5B | $2.2B | $3.0B | $4.2B |
| Diluted EPS | – | – | – | – | $7.34 |
| Total assets | $119.1B | $119.5B | $117.5B | $104.6B | $95.7B |
| Total liabilities | $102.3B | $102.9B | $103.6B | $91.7B | $82.1B |
| Shareholders' equity | $16.8B | $16.6B | $13.9B | $12.9B | $13.7B |
| Cash | – | – | – | – | $8.3B |
| Total debt | $15.2B | $15.5B | $16.0B | $14.2B | $14.5B |
| Operating cash flow | $9.9B | $9.8B | $8.6B | $6.7B | $7.1B |
| Free cash flow | – | – | – | – | $7.1B |
In USD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2020.
Questions and answers
What was Synchrony Financial's revenue in fiscal year 2021?
$10.19 billion.
How much profit does Synchrony Financial make?
Synchrony Financial reported net income of $4.18 billion for fiscal year 2021 (41.0% of revenue).
How much cash and debt does Synchrony Financial have?
At the end of fiscal year 2021: cash of $8.34 billion and total debt of $14.51 billion.
What is Synchrony Financial's free cash flow?
$7.10 billion in fiscal year 2021 (operating cash flow of $7.10 billion).
