Woori Financial Group Inc. (WF) Financial Statements

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Shareholders

Woori Financial financial statements at a glance

Woori Financial reported revenue of 13.29 trillion KRW for fiscal year 2025 (ended December 31, 2025), up 5.3% from fiscal year 2024. Net income was 2.97 trillion KRW, a net margin of 22.4%, and diluted earnings per share were 4052.00 KRW.

At the end of fiscal year 2025 it had total assets of 601.46 trillion KRW, total liabilities of 563.60 trillion KRW and shareholders' equity of 36.02 trillion KRW, with cash of 38.50 trillion KRW and total debt of 89.48 trillion KRW.

Its operations brought in 13.64 trillion KRW of cash; capital spending was 506.43 billion KRW, leaving free cash flow of 13.14 trillion KRW.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in KRW; latest fiscal year ended December 31, 2025.

WF logo

Woori Financial Group Inc.

WFSouth Korea
Financial Services
KRW (Local)

Income Statement

Annual • KRW

Total Revenue
13.29T
Prev Year: 12.62T
YoY: +5.3%
Net Interest Income
9.03T
Prev Year: 8.89T
YoY: +1.6%
Interest Income
21.19T
Prev Year: 22.01T
YoY: -3.7%
Interest Expense
12.16T
Prev Year: 13.13T
YoY: -7.4%
Depreciation
589.03B
Prev Year: 548.14B
YoY: +7.5%
Selling General and Administrative
4.73T
Prev Year: 4.24T
YoY: +11.6%
Selling and Marketing Expense
188.96B
Prev Year: 211.59B
YoY: -10.7%
General and Administrative Expense
4.54T
Prev Year: 4.02T
YoY: +12.7%
Other General and Administrative
825.38B
Prev Year: 639.52B
YoY: +29.1%
Insurance and Claims
516.01B
Prev Year: 523.68B
YoY: -1.5%
Rent and Landing Fees
127.29B
Prev Year: 124.04B
YoY: +2.6%
Salaries and Wages
3.07T
Prev Year: 2.74T
YoY: +12.1%
Operating Revenue
13.29T
Other Noninterest Expense
2.17T
Prev Year: 1.86T
YoY: +17.0%
Special Income Charges
367.22B
Prev Year: -98.13B
YoY: +474.2%
Provision for Credit Losses
-
Prev Year: -1.71T
Restructuring and Mergers Acquisition
-404.62B
Impairment of Capital Assets
85.38B
Prev Year: 3.48B
YoY: +2353.5%
Pre-tax Income
4.09T
Prev Year: 4.22T
YoY: -3.1%
Non Interest Expense
-
Prev Year: 6.64T
Provision for Income Taxes
862.66B
Prev Year: 1.05T
YoY: -17.9%
Income from Associates and Other Participating Interests
-
Prev Year: 76.27B
Net Income Common Stockholders
2.97T
Prev Year: 2.93T
YoY: +1.6%
Net Income
3.12T
Prev Year: 3.09T
YoY: +1.2%
Net Income Including Non-Controlling Interests
3.23T
Prev Year: 3.17T
YoY: +1.8%
Net Income from Continuing Operations
3.23T
Prev Year: 3.17T
YoY: +1.8%
Noncontrolling Interests
-103.16B
Prev Year: -85.47B
YoY: -20.7%
Diluted NI Available to Com Stockholders
2.97T
Prev Year: 2.93T
YoY: +1.6%
Basic EPS
4.1K
Prev Year: 0
Diluted EPS
4.1K
Prev Year: 0
Weighted Average Shares (basic)
734.00M
Prev Year: 741.00M
YoY: -0.9%
Weighted Average Shares (diluted)
734.00M
Prev Year: 741.00M
YoY: -0.9%
Net Income from Continuing and Discontinued Operation
3.12T
Prev Year: 3.09T
YoY: +1.2%
Normalized Income
2.83T
Prev Year: 3.16T
YoY: -10.3%
Reconciled Depreciation
1.25T
Prev Year: 1.16T
YoY: +7.5%
Net Income from Continuing Operation Net Minority Interest
3.12T
Prev Year: 3.09T
YoY: +1.2%
Total Unusual Items Excluding Goodwill
367.22B
Prev Year: -98.13B
YoY: +474.2%
Total Unusual Items
367.22B
Prev Year: -98.13B
YoY: +474.2%
Interest Income After Provision for Loan Loss
-
Prev Year: 7.18T
Tax Rate for Calcs
0.211
Prev Year: 0
Tax Effect of Unusual Items
77.45B
Prev Year: -24.43B
YoY: +417.0%
Rent Expense (supplemental)
127.29B
Prev Year: 124.04B
YoY: +2.6%
Total Money Market Investments
-
Prev Year: 624.01B
Otherunder Preferred Stock Dividend
150.06B
Other Non-operating Income (expense)
-85.28B
Prev Year: -23.46B
YoY: -263.5%
Gain on Sale of Business
5.63B
Prev Year: 19.11B
YoY: -70.5%
Other Special Charges
-42.35B
Prev Year: 113.76B
YoY: -137.2%
Gain on Sale of Securities
504.20B
Prev Year: 2.00T
YoY: -74.8%
Depreciation Amortization Depletion
589.03B
Prev Year: 548.14B
YoY: +7.5%
Depreciation and amortization
589.03B
Prev Year: 548.14B
YoY: +7.5%
Values in KRW

Woori Financial key figures by fiscal year

FY2025FY2024FY2023FY2022FY2021
Revenue13.3T KRW12.6T KRW11.8T KRW11.4T KRW9.6T KRW
Net income3.0T KRW2.9T KRW2.4T KRW3.1T KRW2.5T KRW
Diluted EPS4052.00 KRW0.00 KRW0.00 KRW0.00 KRW0.00 KRW
Total assets601.5T KRW525.8T KRW498.0T KRW480.5T KRW447.2T KRW
Total liabilities563.6T KRW489.9T KRW464.6T KRW448.8T KRW418.4T KRW
Shareholders' equity36.0T KRW34.1T KRW31.7T KRW28.8T KRW25.8T KRW
Cash38.5T KRW27.3T KRW30.6T KRW34.2T KRW20.6T KRW
Total debt89.5T KRW82.1T KRW75.1T KRW71.1T KRW69.0T KRW
Operating cash flow13.6T KRW-6.1T KRW1.6T KRW18.6T KRW3.8T KRW
Capital spending506.4B KRW412.0B KRW393.2B KRW347.6B KRW258.1B KRW
Free cash flow13.1T KRW-6.5T KRW1.2T KRW18.3T KRW3.5T KRW

In KRW. Fiscal years as reported by the company; statements on this page go back to fiscal year 2016.

Questions and answers

What was Woori Financial's revenue in fiscal year 2025?

13.29 trillion KRW, up 5.3% from 12.62 trillion KRW in fiscal year 2024.

How much profit does Woori Financial make?

Woori Financial reported net income of 2.97 trillion KRW for fiscal year 2025 (22.4% of revenue).

How much cash and debt does Woori Financial have?

At the end of fiscal year 2025: cash of 38.50 trillion KRW and total debt of 89.48 trillion KRW.

What is Woori Financial's free cash flow?

13.14 trillion KRW in fiscal year 2025 (operating cash flow of 13.64 trillion KRW minus capital spending of 506.43 billion KRW).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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