No profile data available.
X Financial (XYF) is a financial services company in the standard personal lending operations industry, based in Shenzhen, China, with about 643 full-time employees.
It reported revenue of 7.64 billion CNY for fiscal year 2025, up 198.5% from fiscal year 2024, and net income of 1.46 billion CNY. In Q2 2026 (the quarter ended June 30, 2026) revenue was 993.58 million CNY, down 1.0% from a year before. Its market capitalization was $190.21 million as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended December 31, 2025; market data as of October 9, 2026.
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
X Financial reported 7.64 billion CNY in revenue for fiscal year 2025, up 198.5% from 2.56 billion CNY in fiscal year 2024. In Q2 2026 revenue was 993.58 million CNY.
$190.21 million as of October 9, 2026.
Listed companies of a similar size in the same industry (standard personal lending operations) include Oportun Financial Corporation (OPRT), Regional Management Corp. (RM), Troops, Inc. (TROO), Jiayin Group Inc. (JFIN).