AmeriFirst Bank
Montgomery, AL · Owner: Usal Bcorp Inc
$364M
total assets, June 30, 2026
$364M
total assets, June 30, 2026
AmeriFirst Bank is a state nonmember bank based in Montgomery, AL, owned by Usal Bcorp Inc. As of June 30, 2026 it held $364.1 million in assets and $325.1 million in deposits; assets were up 5.2% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$364M
+5.2% in a year · +1.0% in a quarter
Deposits
$325M
+5.3% in a year · +0.6% in a quarter
Loans
$281M
+7.7% in a year · +0.5% in a quarter
Profit so far
$2.2M
Jan 1 to Jun 30, 2026 · +8.9% in a year
Capital ratio
9.66%
-0.06 pts in a year
Return on assets
1.23%
+0.05 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 8165 Vaughn Rd, Montgomery, AL, 36116
- County
- Montgomery
- Holding company
- Usal Bcorp Inc
- Established
- Jan 2, 1916
- Employees
- 52
- Branches
- 6
- Website
- www.amerifirstbank.com
- Id
- b2838
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $325.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 6 | $325M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Amerifirst Bank (main office) | Montgomery, AL | $112M |
| Union Springs Branch | Union Springs, AL | $87.7M |
| Escambia County Branch | Flomaton, AL | $64.5M |
| Auburn Branch | Auburn, AL | $31.9M |
| Prattville Branch | Prattville, AL | $27.7M |
| Point Clear Branch | Point Clear, AL | $1.5M |
Related pages
Questions and answers
How big is AmeriFirst Bank?
$364.1 million in total assets and $325.1 million in deposits as of June 30, 2026, with assets up 5.2% from a year before. Its loans were $280.7 million.
How many branches does AmeriFirst Bank have?
6 branches in Alabama as of June 30, 2026.
Is AmeriFirst Bank profitable?
Yes: it earned $2.22 million from January 1 to June 30, 2026 (up 8.9% from the same months a year before). Its return on assets was 1.23% a year; about 1% is typical.
Who owns AmeriFirst Bank?
AmeriFirst Bank is owned by Usal Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.