First State Bank of DeKalb County
Fort Payne, AL · Owner: First St Bancshares Dekalb Cnty
$354M
total assets, June 30, 2026
$354M
total assets, June 30, 2026
First State Bank of DeKalb County is a state nonmember bank based in Fort Payne, AL, owned by First St Bancshares Dekalb Cnty. As of June 30, 2026 it held $353.8 million in assets and $299.0 million in deposits; assets were up 4.0% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$354M
+4.0% in a year · +0.3% in a quarter
Deposits
$299M
+3.3% in a year · -0.1% in a quarter
Loans
$208M
+9.2% in a year · +5.2% in a quarter
Profit so far
$4.0M
Jan 1 to Jun 30, 2026 · -0.5% in a year
Capital ratio
14.13%
+1.02 pts in a year
Return on assets
2.26%
-0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 2407 Gault Ave N, Fort Payne, AL, 35967
- County
- Dekalb
- Holding company
- First St Bancshares Dekalb Cnty
- Established
- May 19, 1982
- Employees
- 55
- Branches
- 5
- Website
- www.fsbal.com
- Id
- b23815
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $299.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 5 | $299M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First State Bank Of Dekalb County (main office) | Fort Payne, AL | $107M |
| Rainsville Branch | Rainsville, AL | $75.8M |
| Fort Payne Branch | Fort Payne, AL | $66.1M |
| Grant Branch | Grant, AL | $25.6M |
| Henagar Branch | Henagar, AL | $24.8M |
Related pages
Questions and answers
How big is First State Bank of DeKalb County?
$353.8 million in total assets and $299.0 million in deposits as of June 30, 2026, with assets up 4.0% from a year before. Its loans were $208.0 million.
How many branches does First State Bank of DeKalb County have?
5 branches in Alabama as of June 30, 2026.
Is First State Bank of DeKalb County profitable?
Yes: it earned $4.01 million from January 1 to June 30, 2026 (down 0.5% from the same months a year before). Its return on assets was 2.26% a year; about 1% is typical.
Who owns First State Bank of DeKalb County?
First State Bank of DeKalb County is owned by First St Bancshares Dekalb Cnty, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.