Farmers and Merchants Bank
De Leon, TX · Owner: F & M Bancshares Inc
$270M
total assets, June 30, 2026
$270M
total assets, June 30, 2026
Farmers and Merchants Bank is a state nonmember bank based in De Leon, TX, owned by F & M Bancshares Inc. As of June 30, 2026 it held $269.8 million in assets and $232.9 million in deposits; assets were up 10.6% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$270M
+10.6% in a year · +5.4% in a quarter
Deposits
$233M
+10.2% in a year · +6.0% in a quarter
Loans
$148M
+16.2% in a year · +4.7% in a quarter
Profit so far
$1.9M
Jan 1 to Jun 30, 2026 · +31.4% in a year
Capital ratio
11.97%
-0.94 pts in a year
Return on assets
1.49%
+0.04 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 240 S Texas St, De Leon, TX, 76444
- County
- Comanche
- Holding company
- F & M Bancshares Inc
- Established
- Jan 1, 1905
- Employees
- 51
- Branches
- 7
- Website
- www.fmbank-tx.com
- Id
- b3170
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $232.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 7 | $233M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Farmers And Merchants Bank (main office) | De Leon, TX | $73.0M |
| Farmers And Merchants Bank - Newcastle Branch | Newcastle, TX | $53.9M |
| Farmers And Merchants Bank - Stephenville Branch | Stephenville, TX | $33.2M |
| Farmers And Merchants Bank - Comanche Branch | Comanche, TX | $29.6M |
| Farmers And Merchants Bank - Eastland Branch | Eastland, TX | $22.1M |
| Farmers And Merchants Bank - Early Branch | Early, TX | $21.0M |
| Detached Facility | De Leon, TX | $0 |
Related pages
Questions and answers
How big is Farmers and Merchants Bank?
$269.8 million in total assets and $232.9 million in deposits as of June 30, 2026, with assets up 10.6% from a year before. Its loans were $148.0 million.
How many branches does Farmers and Merchants Bank have?
7 branches in Texas as of June 30, 2026.
Is Farmers and Merchants Bank profitable?
Yes: it earned $1.92 million from January 1 to June 30, 2026 (up 31.4% from the same months a year before). Its return on assets was 1.49% a year; about 1% is typical.
Who owns Farmers and Merchants Bank?
Farmers and Merchants Bank is owned by F & M Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.