Incommons Bank, N.A.
Mexia, TX · Owner: Bi-Stone Bancshares Inc
$278M
total assets, June 30, 2026
$278M
total assets, June 30, 2026
Incommons Bank, N.A. is a national bank based in Mexia, TX, owned by Bi-Stone Bancshares Inc. As of June 30, 2026 it held $277.6 million in assets and $245.8 million in deposits; assets were up 6.1% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$278M
+6.1% in a year · -1.7% in a quarter
Deposits
$246M
+10.0% in a year · -1.1% in a quarter
Loans
$196M
+1.5% in a year · -3.0% in a quarter
Profit so far
$2.2M
Jan 1 to Jun 30, 2026 · +49.8% in a year
Capital ratio
10.20%
+0.87 pts in a year
Return on assets
1.60%
+0.44 pts in a year
Facts
- Type
- National bank
- Head office
- 301 E Commerce St, Mexia, TX, 76667
- County
- Limestone
- Holding company
- Bi-Stone Bancshares Inc
- Established
- Feb 1, 1882
- Employees
- 53
- Branches
- 6
- Website
- www.incommonsbank.com
- Id
- b3342
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $245.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 6 | $246M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Incommons Bank, N.A. (main office) | Mexia, TX | $129M |
| Rosebud Branch | Rosebud, TX | $40.7M |
| Fairfield Branch | Fairfield, TX | $33.5M |
| Waco Branch | Waco, TX | $19.2M |
| Coolidge Branch | Coolidge, TX | $15.1M |
| Mart Branch | Mart, TX | $8.2M |
Related pages
Questions and answers
How big is Incommons Bank, N.A.?
$277.6 million in total assets and $245.8 million in deposits as of June 30, 2026, with assets up 6.1% from a year before. Its loans were $196.4 million.
How many branches does Incommons Bank, N.A. have?
6 branches in Texas as of June 30, 2026.
Is Incommons Bank, N.A. profitable?
Yes: it earned $2.22 million from January 1 to June 30, 2026 (up 49.8% from the same months a year before). Its return on assets was 1.60% a year; about 1% is typical.
Who owns Incommons Bank, N.A.?
Incommons Bank, N.A. is owned by Bi-Stone Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.