Fidelity Co-operative Bank
Leominster, MA · Owner: Mutual Bcorp
$1.3B
total assets, June 30, 2026
$1.3B
total assets, June 30, 2026
Fidelity Co-operative Bank is a state member bank based in Leominster, MA, owned by Mutual Bcorp. As of June 30, 2026 it held $1.3 billion in assets and $1.1 billion in deposits; assets were down 17.1% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.3B
-17.1% in a year · -2.6% in a quarter
Deposits
$1.1B
-19.0% in a year · -0.1% in a quarter
Loans
$963M
-11.3% in a year · -4.3% in a quarter
Profit so far
$5.4M
Jan 1 to Jun 30, 2026 · -20.6% in a year
Capital ratio
9.86%
+0.77 pts in a year
Return on assets
0.81%
-0.06 pts in a year
Facts
- Type
- State member bank
- Head office
- 9 Leominster Connector, Leominster, MA, 01453
- County
- Worcester
- Holding company
- Mutual Bcorp
- Established
- Jan 1, 1888
- Employees
- 96
- Branches
- 13
- Website
- www.fidelitybankonline.com
- Id
- b26451
Quarter by quarter
December 31, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $1.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 13 | $1.1B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fidelity Co-Operative Bank (main office) | Leominster, MA | $195M |
| Gardner Branch | Gardner, MA | $128M |
| Worcester Branch | Worcester, MA | $125M |
| Shirley Branch | Shirley, MA | $107M |
| Leominster Branch | Leominster, MA | $95.5M |
| Twin City Branch | Fitchburg, MA | $92.0M |
| Barre Branch | Barre, MA | $86.2M |
| Needham Branch | Needham, MA | $63.7M |
| Millbury Branch | Millbury, MA | $60.0M |
| Winchendon Branch | Winchendon, MA | $51.7M |
Related pages
Questions and answers
How big is Fidelity Co-operative Bank?
$1.3 billion in total assets and $1.1 billion in deposits as of June 30, 2026, with assets down 17.1% from a year before. Its loans were $962.5 million.
How many branches does Fidelity Co-operative Bank have?
13 branches in Massachusetts as of June 30, 2026.
Is Fidelity Co-operative Bank profitable?
Yes: it earned $5.41 million from January 1 to June 30, 2026 (down 20.6% from the same months a year before). Its return on assets was 0.81% a year; about 1% is typical.
Who owns Fidelity Co-operative Bank?
Fidelity Co-operative Bank is owned by Mutual Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.