$1.4B
total assets, June 30, 2026
Watertown Savings Bank is a state member bank based in Watertown, MA. As of June 30, 2026 it held $1.4 billion in assets and $1.3 billion in deposits; assets were down 2.5% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
-2.5% in a year · -0.4% in a quarter
Deposits
$1.3B
-3.7% in a year · -0.6% in a quarter
Loans
$659M
+5.0% in a year · +4.0% in a quarter
Profit so far
$5.6M
Jan 1 to Jun 30, 2026 · +25.0% in a year
Capital ratio
12.03%
+1.02 pts in a year
Return on assets
0.78%
+0.18 pts in a year
Facts
- Type
- State member bank
- Head office
- 60 Main St, Watertown, MA, 02472
- County
- Middlesex
- Established
- Apr 18, 1870
- Employees
- 112
- Branches
- 10
- Website
- www.watertownsavings.com
- Id
- b23298
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 10 | $1.3B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Watertown Savings Bank (main office) | Watertown, MA | $365M |
| Warrendale Branch | Watertown, MA | $193M |
| East Watertown Branch | Watertown, MA | $145M |
| Waltham Branch | Waltham, MA | $110M |
| Market Street Branch | Waltham, MA | $109M |
| Lexington Branch | Lexington, MA | $106M |
| Waverly Square Branch | Belmont, MA | $94.9M |
| Nonantum Branch | Watertown, MA | $64.7M |
| Arlington Branch | Arlington, MA | $40.9M |
| Watertown Square Drive Up Branch | Watertown, MA | $24.3M |
Related pages
Questions and answers
How big is Watertown Savings Bank?
$1.4 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets down 2.5% from a year before. Its loans were $659.0 million.
How many branches does Watertown Savings Bank have?
10 branches in Massachusetts as of June 30, 2026.
Is Watertown Savings Bank profitable?
Yes: it earned $5.63 million from January 1 to June 30, 2026 (up 25.0% from the same months a year before). Its return on assets was 0.78% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.