Institution for Savings in Newburyport and Its Vicinity
Newburyport, MA · Owner: Ifs 1820 Bcorp MHC
$5.6B
total assets, June 30, 2026
$5.6B
total assets, June 30, 2026
Institution for Savings in Newburyport and Its Vicinity is a state savings bank based in Newburyport, MA, owned by Ifs 1820 Bcorp MHC. As of June 30, 2026 it held $5.6 billion in assets and $3.4 billion in deposits; assets were up 3.7% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.6B
+3.7% in a year · +2.9% in a quarter
Deposits
$3.4B
+3.3% in a year · +1.6% in a quarter
Loans
$4.3B
+2.6% in a year · +1.5% in a quarter
Profit so far
$28.6M
Jan 1 to Jun 30, 2026 · +69.2% in a year
Capital ratio
12.66%
+0.83 pts in a year
Return on assets
1.05%
+0.42 pts in a year
Facts
- Type
- State savings bank
- Head office
- 93 State St, Newburyport, MA, 01950
- County
- Essex
- Holding company
- Ifs 1820 Bcorp MHC
- Established
- Jan 1, 1820
- Employees
- 192
- Branches
- 13
- Website
- www.institutionforsavings.com
- Id
- b90250
Quarter by quarter
September 30, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $3.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 13 | $3.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Newburyport Storey Avenue Office And Residential Lending Center Branch | Newburyport, MA | $495M |
| Middleton Branch | Middleton, MA | $443M |
| Institution For Savings In Newburyport And Its Vicinity (main office) | Newburyport, MA | $419M |
| Ipswich Depot Square Office And Lending Branch | Ipswich, MA | $405M |
| Topsfield Office Branch | Topsfield, MA | $237M |
| Rowley Office And Commercial Lending Ctr | Rowley, MA | $220M |
| Salisbury Office | Salisbury, MA | $219M |
| Gloucester Branch | Gloucester, MA | $201M |
| Rockport King Street Office | Rockport, MA | $182M |
| Amesbury Branch | Amesbury, MA | $158M |
Related pages
Questions and answers
How big is Institution for Savings in Newburyport and Its Vicinity?
$5.6 billion in total assets and $3.4 billion in deposits as of June 30, 2026, with assets up 3.7% from a year before. Its loans were $4.3 billion.
How many branches does Institution for Savings in Newburyport and Its Vicinity have?
13 branches in Massachusetts as of June 30, 2026.
Is Institution for Savings in Newburyport and Its Vicinity profitable?
Yes: it earned $28.6 million from January 1 to June 30, 2026 (up 69.2% from the same months a year before). Its return on assets was 1.05% a year; about 1% is typical.
Who owns Institution for Savings in Newburyport and Its Vicinity?
Institution for Savings in Newburyport and Its Vicinity is owned by Ifs 1820 Bcorp MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.