The Cape Cod Five Cents Savings Bank
Hyannis, MA · Owner: Mutual Bcorp
$5.6B
total assets, June 30, 2026
$5.6B
total assets, June 30, 2026
The Cape Cod Five Cents Savings Bank is a state member bank based in Hyannis, MA, owned by Mutual Bcorp. As of June 30, 2026 it held $5.6 billion in assets and $4.6 billion in deposits; assets were down 0.3% from a year before. It has 23 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.6B
-0.3% in a year · +2.9% in a quarter
Deposits
$4.6B
+1.4% in a year · +3.8% in a quarter
Loans
$4.4B
-5.1% in a year · -1.2% in a quarter
Profit so far
$20.5M
Jan 1 to Jun 30, 2026 · +14.0% in a year
Capital ratio
11.11%
+0.85 pts in a year
Return on assets
0.74%
+0.10 pts in a year
Facts
- Type
- State member bank
- Head office
- 1500 Iyannough Rd, Hyannis, MA, 02601
- County
- Barnstable
- Holding company
- Mutual Bcorp
- Established
- Mar 16, 1855
- Employees
- 368
- Branches
- 23
- Website
- www.capecodfive.com
- Id
- b23287
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
23 offices as of June 30, 2026, holding $4.6 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 23 | $4.6B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Orleans Branch | Orleans, MA | $380M |
| Yarmouth Branch | South Yarmouth, MA | $369M |
| Hyannis Branch | Hyannis, MA | $362M |
| Nantucket Branch | Nantucket, MA | $332M |
| Falmouth Branch | Falmouth, MA | $321M |
| Chatham Branch | Chatham, MA | $317M |
| Harwich Port Branch | Harwich Port, MA | $250M |
| Mashpee Branch | Mashpee, MA | $249M |
| South Dennis Branch | South Dennis, MA | $247M |
| Centerville Branch | Centerville, MA | $245M |
Related pages
Questions and answers
How big is The Cape Cod Five Cents Savings Bank?
$5.6 billion in total assets and $4.6 billion in deposits as of June 30, 2026, with assets down 0.3% from a year before. Its loans were $4.4 billion.
How many branches does The Cape Cod Five Cents Savings Bank have?
23 branches in Massachusetts as of June 30, 2026.
Is The Cape Cod Five Cents Savings Bank profitable?
Yes: it earned $20.5 million from January 1 to June 30, 2026 (up 14.0% from the same months a year before). Its return on assets was 0.74% a year; about 1% is typical.
Who owns The Cape Cod Five Cents Savings Bank?
The Cape Cod Five Cents Savings Bank is owned by Mutual Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.