Middlesex Savings Bank
Natick, MA · Owner: Middlesex Bcorp MHC
$6.1B
total assets, June 30, 2026
$6.1B
total assets, June 30, 2026
Middlesex Savings Bank is a state nonmember bank based in Natick, MA, owned by Middlesex Bcorp MHC. As of June 30, 2026 it held $6.1 billion in assets and $5.2 billion in deposits; assets were up 0.8% from a year before. It has 34 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$6.1B
+0.8% in a year · -0.1% in a quarter
Deposits
$5.2B
-1.1% in a year · -0.6% in a quarter
Loans
$3.8B
+6.4% in a year · +2.2% in a quarter
Profit so far
$22.2M
Jan 1 to Jun 30, 2026 · +95.1% in a year
Capital ratio
13.44%
+0.72 pts in a year
Return on assets
0.72%
+0.35 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 6 Main St, Natick, MA, 01760
- County
- Middlesex
- Holding company
- Middlesex Bcorp MHC
- Established
- Mar 5, 1835
- Employees
- 490
- Branches
- 34
- Website
- www.middlesexbank.com
- Id
- b90183
Quarter by quarter
December 31, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
34 offices as of June 30, 2026, holding $5.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 34 | $5.2B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Middlesex Savings Bank (main office) | Natick, MA | $459M |
| Concord Branch | Concord, MA | $327M |
| Acton Branch | Acton, MA | $312M |
| HomePhone Banking Branch Information Center | Westborough, MA | $300M |
| Westford Branch | Westford, MA | $280M |
| Hopkinton Branch | Hopkinton, MA | $256M |
| Wayland Branch | Cochituate, MA | $244M |
| Ashland Branch | Ashland, MA | $204M |
| Maynard - Digital Way Branch | Maynard, MA | $190M |
| Sudbury Branch | Sudbury, MA | $184M |
Related pages
Questions and answers
How big is Middlesex Savings Bank?
$6.1 billion in total assets and $5.2 billion in deposits as of June 30, 2026, with assets up 0.8% from a year before. Its loans were $3.8 billion.
How many branches does Middlesex Savings Bank have?
34 branches in Massachusetts as of June 30, 2026.
Is Middlesex Savings Bank profitable?
Yes: it earned $22.2 million from January 1 to June 30, 2026 (up 95.1% from the same months a year before). Its return on assets was 0.72% a year; about 1% is typical.
Who owns Middlesex Savings Bank?
Middlesex Savings Bank is owned by Middlesex Bcorp MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.