KS Bank, Inc.
Smithfield, NC · Owner: KS Bcorp Inc
$874M
total assets, June 30, 2026
$874M
total assets, June 30, 2026
KS Bank, Inc. is a state savings bank based in Smithfield, NC, owned by KS Bcorp Inc. As of June 30, 2026 it held $874.5 million in assets and $785.2 million in deposits; assets were up 20.4% from a year before. It has 12 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$874M
+20.4% in a year · +0.2% in a quarter
Deposits
$785M
+18.5% in a year · -1.9% in a quarter
Loans
$720M
+21.5% in a year · +3.9% in a quarter
Profit so far
$5.7M
Jan 1 to Jun 30, 2026 · +24.2% in a year
Capital ratio
9.01%
-0.21 pts in a year
Return on assets
1.33%
+0.04 pts in a year
Facts
- Type
- State savings bank
- Head office
- 1031 N Brightleaf Blvd, Smithfield, NC, 27577
- County
- Johnston
- Holding company
- KS Bcorp Inc
- Established
- Jan 1, 1924
- Employees
- 112
- Branches
- 12
- Website
- www.ksbankinc.com
- Id
- b29771
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
12 offices as of June 30, 2026, holding $785.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 12 | $785M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Ks Bank, Inc. (main office) | Smithfield, NC | $136M |
| Goldsboro Branch | Goldsboro, NC | $111M |
| Smithfield Branch | Smithfield, NC | $90.3M |
| Selma Branch | Selma, NC | $84.8M |
| Clayton Branch | Clayton, NC | $84.6M |
| Wendell Branch | Wendell, NC | $56.4M |
| Dunn Branch | Dunn, NC | $52.7M |
| Four Oaks Branch | Four Oaks, NC | $48.2M |
| Wilson Branch | Wilson, NC | $42.5M |
| Garner Branch | Garner, NC | $36.1M |
Related pages
Questions and answers
How big is KS Bank, Inc.?
$874.5 million in total assets and $785.2 million in deposits as of June 30, 2026, with assets up 20.4% from a year before. Its loans were $719.8 million.
How many branches does KS Bank, Inc. have?
12 branches in North Carolina as of June 30, 2026.
Is KS Bank, Inc. profitable?
Yes: it earned $5.71 million from January 1 to June 30, 2026 (up 24.2% from the same months a year before). Its return on assets was 1.33% a year; about 1% is typical.
Who owns KS Bank, Inc.?
KS Bank, Inc. is owned by KS Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.