$1.2B
total assets, June 30, 2026
Uwharrie Bank is a state member bank based in Albemarle, NC, owned by Uwharrie Capital Corp (UWHR). As of June 30, 2026 it held $1.2 billion in assets and $1.1 billion in deposits; assets were up 4.5% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.2B
+4.5% in a year · -2.2% in a quarter
Deposits
$1.1B
+3.4% in a year · -2.8% in a quarter
Loans
$700M
+1.9% in a year · +0.4% in a quarter
Profit so far
$7.7M
Jan 1 to Jun 30, 2026 · +28.7% in a year
Capital ratio
10.07%
+0.40 pts in a year
Return on assets
1.26%
+0.22 pts in a year
Facts
- Type
- State member bank
- Head office
- 167 N 2nd St, Albemarle, NC, 28001
- County
- Stanly
- Holding company
- Uwharrie Capital Corp (UWHR)
- Established
- Jan 26, 1984
- Employees
- 178
- Branches
- 10
- Website
- www.uwharrie.com
- Id
- b24919
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $1.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 10 | $1.1B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Uwharrie Bank (main office) | Albemarle, NC | $371M |
| Concord Branch | Concord, NC | $200M |
| Wadesboro Branch | Wadesboro, NC | $110M |
| West Stanly Branch | Locust, NC | $89.3M |
| Norwood Branch | Norwood, NC | $77.5M |
| East Albemarle Branch | Albemarle, NC | $69.2M |
| Oakboro Branch | Oakboro, NC | $59.8M |
| Rea Road At Stonecrest Branch | Charlotte, NC | $46.9M |
| Mount Pleasant Branch | Mount Pleasant, NC | $46.3M |
| Village Branch | Albemarle, NC | $31.3M |
Related pages
Questions and answers
How big is Uwharrie Bank?
$1.2 billion in total assets and $1.1 billion in deposits as of June 30, 2026, with assets up 4.5% from a year before. Its loans were $700.1 million.
How many branches does Uwharrie Bank have?
10 branches in North Carolina as of June 30, 2026.
Is Uwharrie Bank profitable?
Yes: it earned $7.69 million from January 1 to June 30, 2026 (up 28.7% from the same months a year before). Its return on assets was 1.26% a year; about 1% is typical.
Who owns Uwharrie Bank?
Uwharrie Bank is owned by Uwharrie Capital Corp, its holding company, which is listed as UWHR.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.