Piedmont Federal Savings Bank
Winston Salem, NC · Owner: Piedmont Financial Holding Co
$1.3B
total assets, June 30, 2026
$1.3B
total assets, June 30, 2026
Piedmont Federal Savings Bank is a savings and loan based in Winston Salem, NC, owned by Piedmont Financial Holding Co. As of June 30, 2026 it held $1.3 billion in assets and $973.7 million in deposits; assets were up 2.6% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.3B
+2.6% in a year · +0.6% in a quarter
Deposits
$974M
+3.0% in a year · +1.7% in a quarter
Loans
$917M
+11.4% in a year · +2.8% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · +67.1% in a year
Capital ratio
18.60%
-0.68 pts in a year
Return on assets
0.21%
+0.08 pts in a year
Facts
- Type
- Savings and loan
- Head office
- 201 S Stratford Rd, Winston Salem, NC, 27103
- County
- Forsyth
- Holding company
- Piedmont Financial Holding Co
- Established
- Jan 1, 1903
- Employees
- 120
- Branches
- 10
- Website
- www.piedmontfederal.com
- Id
- b27619
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $973.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 10 | $974M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Piedmont Federal Savings Bank (main office) | Winston Salem, NC | $211M |
| Kernersville Branch | Kernersville, NC | $173M |
| Peace Haven Branch | Winston Salem, NC | $114M |
| Wake Forest Federal Branch | Wake Forest, NC | $110M |
| Clemmons Branch | Clemmons, NC | $92.2M |
| Southpark Branch | Winston Salem, NC | $82.7M |
| North Wilkesboro Avenue Branch | North Wilkesboro, NC | $64.2M |
| Hanes Mill Branch | Winston Salem, NC | $64.1M |
| Boone Branch | Boone, NC | $34.8M |
| High Point Branch | High Point, NC | $28.1M |
Related pages
Questions and answers
How big is Piedmont Federal Savings Bank?
$1.3 billion in total assets and $973.7 million in deposits as of June 30, 2026, with assets up 2.6% from a year before. Its loans were $917.5 million.
How many branches does Piedmont Federal Savings Bank have?
10 branches in North Carolina as of June 30, 2026.
Is Piedmont Federal Savings Bank profitable?
Yes: it earned $1.35 million from January 1 to June 30, 2026 (up 67.1% from the same months a year before). Its return on assets was 0.21% a year; about 1% is typical.
Who owns Piedmont Federal Savings Bank?
Piedmont Federal Savings Bank is owned by Piedmont Financial Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.