$2.1B
total assets, June 30, 2026
Oakworth Capital Bank is a state nonmember bank based in Birmingham, AL, owned by Oakworth Capital Inc. (OAKC). As of June 30, 2026 it held $2.1 billion in assets and $1.8 billion in deposits; assets were up 15.3% from a year before. It has 4 branches in 3 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.1B
+15.3% in a year · +4.4% in a quarter
Deposits
$1.8B
+12.0% in a year · -1.5% in a quarter
Loans
$1.7B
+15.4% in a year · +3.6% in a quarter
Profit so far
$12.1M
Jan 1 to Jun 30, 2026 · +14.6% in a year
Capital ratio
9.60%
-0.13 pts in a year
Return on assets
1.17%
+0.01 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 850 Shades Creek Pkwy, Birmingham, AL, 35209
- County
- Jefferson
- Holding company
- Oakworth Capital Inc. (OAKC)
- Established
- Mar 31, 2008
- Employees
- 170
- Branches
- 4 in 3 states
- Website
- www.oakworth.com
- Id
- b58783
Quarter by quarter
March 31, 2008 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $1.8 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 2 | $1.5B | 86.5% |
| Tennessee | 1 | $163M | 9.2% |
| North Carolina | 1 | $75.5M | 4.3% |
| Largest branches | Place | Deposits |
|---|---|---|
| Oakworth Capital Bank (main office) | Birmingham, AL | $1.4B |
| Middle Tennessee Office Branch | Brentwood, TN | $163M |
| Mobile Office | Mobile, AL | $151M |
| Central Carolinas Office Branch | Charlotte, NC | $75.5M |
Related pages
Questions and answers
How big is Oakworth Capital Bank?
$2.1 billion in total assets and $1.8 billion in deposits as of June 30, 2026, with assets up 15.3% from a year before. Its loans were $1.7 billion.
How many branches does Oakworth Capital Bank have?
4 branches in 3 states as of June 30, 2026. The most deposits are in Alabama ($1.5 billion).
Is Oakworth Capital Bank profitable?
Yes: it earned $12.1 million from January 1 to June 30, 2026 (up 14.6% from the same months a year before). Its return on assets was 1.17% a year; about 1% is typical.
Who owns Oakworth Capital Bank?
Oakworth Capital Bank is owned by Oakworth Capital Inc., its holding company, which is listed as OAKC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.