SoFi Bank, National Association
Cottonwood Heights, UT · Owner: SoFi Technologies, Inc.
$56.8B
total assets, June 30, 2026
$56.8B
total assets, June 30, 2026
SoFi Bank, National Association is a national bank based in Cottonwood Heights, UT, owned by SoFi Technologies, Inc. (SOFI). As of June 30, 2026 it held $56.8 billion in assets and $46.8 billion in deposits; assets were up 56.6% from a year before. It has 4 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$56.8B
+56.6% in a year · +14.4% in a quarter
Deposits
$46.8B
+57.4% in a year · +10.5% in a quarter
Loans
$46.7B
+54.1% in a year · +14.2% in a quarter
Profit so far
$504M
Jan 1 to Jun 30, 2026 · +47.0% in a year
Capital ratio
13.34%
-0.32 pts in a year
Return on assets
1.98%
-0.08 pts in a year
Facts
- Type
- National bank
- Head office
- 2750 E Cottonwood Pkwy, Cottonwood Heights, UT, 84121
- County
- Salt Lake
- Holding company
- SoFi Technologies, Inc. (SOFI)
- Established
- Dec 29, 1986
- Employees
- 2,995
- Branches
- 4 in 2 states
- Website
- www.sofi.com
- Id
- b26881
Quarter by quarter
December 31, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $46.8 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Utah | 1 | $46.6B | 99.6% |
| California | 3 | $171M | 0.4% |
| Largest branches | Place | Deposits |
|---|---|---|
| Sofi Bank, National Association (main office) | Cottonwood Heights, UT | $46.6B |
| Yuba City Branch 04 | Yuba City, CA | $96.1M |
| Live Oak Branch | Live Oak, CA | $48.5M |
| Sacramento Office Branch | Sacramento, CA | $26.5M |
Consumer complaints
Complaints consumers sent about SoFi Technologies, Inc., the owner of this bank, and its units, 12 months to Sep 2026
Last 12 months
3,589
+37.8% vs the 12 months before
Closed with relief
8.2%
Money back: 7.2%
Answered on time
100.0%
22 still in progress
Most common product
Bank accounts
64% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Managing an account | 1,390 | 38.7% | 8.4% |
| Problem with a lender or other company charging your account | 389 | 10.8% | 10.5% |
| Closing an account | 357 | 9.9% | 7.0% |
| Opening an account | 113 | 3.1% | 12.4% |
| Fraud or scam | 110 | 3.1% | 0.9% |
| Incorrect information on your report | 108 | 3.0% | 4.7% |
| Dealing with your lender or servicer | 106 | 3.0% | 8.7% |
| Problem with a purchase shown on your statement | 92 | 2.6% | 14.3% |
Counted under Sofi Technologies, Inc.. Counts depend on company size: large companies get more complaints. The newest month is partial. More in the SOFI Risk & Compliance tab.
Related pages
Questions and answers
How big is SoFi Bank, National Association?
$56.8 billion in total assets and $46.8 billion in deposits as of June 30, 2026, with assets up 56.6% from a year before. Its loans were $46.7 billion.
How many branches does SoFi Bank, National Association have?
4 branches in 2 states as of June 30, 2026. The most deposits are in Utah ($46.6 billion).
Is SoFi Bank, National Association profitable?
Yes: it earned $504.1 million from January 1 to June 30, 2026 (up 47.0% from the same months a year before). Its return on assets was 1.98% a year; about 1% is typical.
Who owns SoFi Bank, National Association?
SoFi Bank, National Association is owned by SoFi Technologies, Inc., its holding company, which is listed as SOFI.
How many consumer complaints does SoFi Technologies, Inc. get?
3,589 complaints in the 12 months to Sep 2026, up 37.8% from the 12 months before. 8% of closed complaints ended with relief, and 100.0% were answered on time.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.