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Atlanticus Holdings Corporation (ATLC) is a financial services company in the standard personal lending operations industry, based in Atlanta, United States, with about 576 full-time employees.
It reported revenue of $402.60 million for fiscal year 2025, up 34.5% from fiscal year 2024, and net income of $111.80 million. Its largest business segment, Credit as a Service, brought in 94% of segment revenue in fiscal year 2025. Its market capitalization was $1.42 billion as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended December 31, 2025; market data as of October 9, 2026.
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Atlanticus Holdings reported $402.60 million in revenue for fiscal year 2025, up 34.5% from $299.40 million in fiscal year 2024.
Credit as a Service, with $523.66 million or 94% of segment revenue in fiscal year 2025. Next: Auto Finance (6%).
$1.42 billion as of October 9, 2026.
Listed companies of a similar size in the same industry (standard personal lending operations) include SoFi Technologies, Inc. (SOFI), Nelnet, Inc. (NNI), Lufax Holding Ltd (LU), Jefferson Capital, Inc. (JCAP).