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Jefferson Capital, Inc. (JCAP) is a financial services company in the standard personal lending operations industry, based in Minneapolis, United States, with about 1,120 full-time employees.
It reported revenue of $613.29 million for fiscal year 2025, up 41.5% from fiscal year 2024, and net income of $187.97 million. In Q2 2026 (the quarter ended June 30, 2026) revenue was $177.54 million, up 16.3% from a year before. Its largest business segment, United States Segment, brought in 90% of segment revenue in fiscal year 2025. Its market capitalization was $1.14 billion as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended December 31, 2025; market data as of October 9, 2026.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery.
Jefferson Capital reported $613.29 million in revenue for fiscal year 2025, up 41.5% from $433.30 million in fiscal year 2024. In Q2 2026 revenue was $177.54 million.
United States Segment, with $450.34 million or 90% of segment revenue in fiscal year 2025. Next: United Kingdom Segment (10%).
$1.14 billion as of October 9, 2026.
Listed companies of a similar size in the same industry (standard personal lending operations) include Nelnet, Inc. (NNI), Lufax Holding Ltd (LU), Atlanticus Holdings Corporation (ATLC), Qfin Holdings, Inc. (QFIN).