Bank of Montreal (BMO) Financial Statements
Bank of Montreal financial statements at a glance
Bank of Montreal reported revenue of 36.10 billion CAD for fiscal year 2025 (ended October 31, 2025). Net income was 8.27 billion CAD, a net margin of 22.9%, and diluted earnings per share were 11.44 CAD.
At the end of fiscal year 2025 it had total assets of 1.48 trillion CAD, total liabilities of 1.39 trillion CAD and shareholders' equity of 88.05 billion CAD, with cash of 70.32 billion CAD and total debt of 280.23 billion CAD.
Its operations brought in 10.24 billion CAD of cash; capital spending was 1.73 billion CAD, leaving free cash flow of 8.51 billion CAD.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in CAD; latest fiscal year ended October 31, 2025.
Bank of Montreal
Income Statement
Annual • CAD
Bank of Montreal key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | 36.1B CAD | – | – | – | 26.9B CAD |
| Net income | 8.3B CAD | $7.3B | $4.4B | $13.5B | 7.5B CAD |
| Diluted EPS | 11.44 CAD | – | – | – | 11.58 CAD |
| Total assets | 1.5T CAD | $1.4T | $1.3T | $1.1T | 988.2B CAD |
| Total liabilities | 1.4T CAD | $1.3T | $1.3T | $1.1T | 930.7B CAD |
| Shareholders' equity | 88.1B CAD | $84.3B | $76.1B | $71.0B | 57.5B CAD |
| Cash | 70.3B CAD | – | – | – | 101.6B CAD |
| Total debt | 280.2B CAD | $197.7B | $188.7B | $183.0B | 189.8B CAD |
| Operating cash flow | 10.2B CAD | $29.0B | $9.6B | $5.0B | 44.0B CAD |
| Capital spending | 1.7B CAD | – | – | – | 983.0M CAD |
| Free cash flow | 8.5B CAD | – | – | – | 43.1B CAD |
In CAD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2021.
Questions and answers
What was Bank of Montreal's revenue in fiscal year 2025?
36.10 billion CAD.
How much profit does Bank of Montreal make?
Bank of Montreal reported net income of 8.27 billion CAD for fiscal year 2025 (22.9% of revenue).
How much cash and debt does Bank of Montreal have?
At the end of fiscal year 2025: cash of 70.32 billion CAD and total debt of 280.23 billion CAD.
What is Bank of Montreal's free cash flow?
8.51 billion CAD in fiscal year 2025 (operating cash flow of 10.24 billion CAD minus capital spending of 1.73 billion CAD).
