The Bank of Nova Scotia (BNS) Financial Statements
Bank of Nova Scotia financial statements at a glance
Bank of Nova Scotia reported revenue of 37.10 billion CAD for fiscal year 2025 (ended October 31, 2025). Net income was 7.26 billion CAD, a net margin of 19.6%.
At the end of fiscal year 2025 it had total assets of 1.46 trillion CAD, total liabilities of 1.37 trillion CAD and shareholders' equity of 86.87 billion CAD, with cash of 65.97 billion CAD and total debt of 314.88 billion CAD.
Its operations brought in 5.41 billion CAD of cash; capital spending was 347.00 million CAD, leaving free cash flow of 5.06 billion CAD.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in CAD; latest fiscal year ended October 31, 2025.
The Bank of Nova Scotia
Income Statement
Annual • CAD
Bank of Nova Scotia key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | 37.1B CAD | – | – | – | 30.9B CAD |
| Net income | 7.3B CAD | $7.8B | $7.3B | $9.9B | 9.4B CAD |
| Diluted EPS | – | – | – | – | 7.70 CAD |
| Total assets | 1.5T CAD | $1.4T | $1.4T | $1.3T | 1.2T CAD |
| Total liabilities | 1.4T CAD | $1.3T | $1.3T | $1.3T | 1.1T CAD |
| Shareholders' equity | 86.9B CAD | $82.4B | $76.8B | $73.2B | 70.8B CAD |
| Cash | 66.0B CAD | – | – | – | 86.3B CAD |
| Total debt | 314.9B CAD | $244.5B | $217.8B | $200.3B | 245.7B CAD |
| Operating cash flow | 5.4B CAD | $15.7B | $31.7B | $16.9B | -12.8B CAD |
| Capital spending | 347.0M CAD | – | – | – | 462.0M CAD |
| Free cash flow | 5.1B CAD | – | – | – | -13.3B CAD |
In CAD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2021.
Questions and answers
What was Bank of Nova Scotia's revenue in fiscal year 2025?
37.10 billion CAD.
How much profit does Bank of Nova Scotia make?
Bank of Nova Scotia reported net income of 7.26 billion CAD for fiscal year 2025 (19.6% of revenue).
How much cash and debt does Bank of Nova Scotia have?
At the end of fiscal year 2025: cash of 65.97 billion CAD and total debt of 314.88 billion CAD.
What is Bank of Nova Scotia's free cash flow?
5.06 billion CAD in fiscal year 2025 (operating cash flow of 5.41 billion CAD minus capital spending of 347.00 million CAD).
