Providence Bank
Rocky Mount, NC · Owner: PB Financial Corp
$1.5B
total assets, June 30, 2026
$1.5B
total assets, June 30, 2026
Providence Bank is a state nonmember bank based in Rocky Mount, NC, owned by PB Financial Corp. As of June 30, 2026 it held $1.5 billion in assets and $1.3 billion in deposits; assets were up 8.0% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+8.0% in a year · +3.7% in a quarter
Deposits
$1.3B
+8.7% in a year · +3.8% in a quarter
Loans
$1.3B
+7.1% in a year · +3.4% in a quarter
Profit so far
$13.1M
Jan 1 to Jun 30, 2026 · +15.7% in a year
Capital ratio
12.21%
+0.43 pts in a year
Return on assets
1.80%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 450 N Winstead Ave, Rocky Mount, NC, 27804
- County
- Nash
- Holding company
- PB Financial Corp
- Established
- Mar 14, 2006
- Employees
- 96
- Branches
- 10
- Website
- www.pbknc.com
- Id
- b58239
Quarter by quarter
March 31, 2006 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 10 | $1.3B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Providence Bank (main office) | Rocky Mount, NC | $588M |
| Cornerstone Bank Branch | Wilson, NC | $195M |
| Tarboro Branch | Tarboro, NC | $104M |
| Holly Ridge Branch | Holly Ridge, NC | $102M |
| Morehead City Branch | Morehead City, NC | $78.1M |
| Sunset Avenue Branch | Rocky Mount, NC | $66.7M |
| Nashville Branch | Nashville, NC | $50.7M |
| Raleigh Branch | Raleigh, NC | $41.4M |
| Coastal Bank & Trust Branch | Jacksonville, NC | $34.2M |
| Richlands Branch | Richlands, NC | $32.7M |
Related pages
Questions and answers
How big is Providence Bank?
$1.5 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 8.0% from a year before. Its loans were $1.3 billion.
How many branches does Providence Bank have?
10 branches in North Carolina as of June 30, 2026.
Is Providence Bank profitable?
Yes: it earned $13.1 million from January 1 to June 30, 2026 (up 15.7% from the same months a year before). Its return on assets was 1.80% a year; about 1% is typical.
Who owns Providence Bank?
Providence Bank is owned by PB Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.