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Affirm Holdings, Inc. (AFRM) is a financial services company in the standard personal lending operations industry, based in San Francisco, United States, with about 2,358 full-time employees.
It reported revenue of $4.26 billion for fiscal year 2026, up 32.2% from fiscal year 2025, and net income of $1.93 billion. Its largest business segment, Interest income, brought in 48% of segment revenue in fiscal year 2026; UNITED STATES was the largest region with 97%. Its market capitalization was $27.23 billion as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended June 30, 2026; market data as of October 9, 2026.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time.
Affirm reported $4.26 billion in revenue for fiscal year 2026, up 32.2% from $3.22 billion in fiscal year 2025.
Interest income, with $2.05 billion or 48% of segment revenue in fiscal year 2026. Next: Merchant network revenue (27%) and Gain on sales of loans (14%).
UNITED STATES: 97% of revenue by region in fiscal year 2026, followed by CANADA (3%).
$27.23 billion as of October 9, 2026.
Listed companies of a similar size in the same industry (standard personal lending operations) include SoFi Technologies, Inc. (SOFI), Nelnet, Inc. (NNI), Lufax Holding Ltd (LU), Atlanticus Holdings Corporation (ATLC).