Credicorp Ltd. (BAP) Financial Statements
Credicorp financial statements at a glance
Credicorp reported revenue of 16.73 billion PEN for fiscal year 2021 (ended December 31, 2021). Net income was 3.58 billion PEN, a net margin of 21.4%, and diluted earnings per share were 44.99 PEN.
At the end of fiscal year 2021 it had total assets of 243.44 billion PEN, total liabilities of 216.61 billion PEN and shareholders' equity of 26.29 billion PEN, with cash of 39.32 billion PEN and total debt of 25.69 billion PEN.
Its operations brought in 3.97 billion PEN of cash; capital spending was 640.03 million PEN, leaving free cash flow of 3.33 billion PEN.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in PEN; latest fiscal year ended December 31, 2021.
Credicorp Ltd.
Income Statement
Annual • USD
Credicorp key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | – | – | – | – | 16.7B PEN |
| Net income | $6.9B | $5.5B | $4.9B | $4.6B | 3.6B PEN |
| Diluted EPS | – | – | – | – | 44.99 PEN |
| Total assets | $267.4B | $256.1B | $238.8B | $235.4B | 243.4B PEN |
| Total liabilities | $229.0B | $221.7B | $206.4B | $206.4B | 216.6B PEN |
| Shareholders' equity | $38.4B | $34.3B | $32.5B | $29.0B | 26.3B PEN |
| Cash | – | – | – | – | 39.3B PEN |
| Total debt | $33.2B | $37.2B | $37.1B | $39.2B | 25.7B PEN |
| Operating cash flow | $8.6B | $14.5B | $4.1B | -$1.2B | 4.0B PEN |
| Capital spending | – | – | – | – | 640.0M PEN |
| Free cash flow | – | – | – | – | 3.3B PEN |
In PEN. Fiscal years as reported by the company; statements on this page go back to fiscal year 2020.
Questions and answers
What was Credicorp's revenue in fiscal year 2021?
16.73 billion PEN.
How much profit does Credicorp make?
Credicorp reported net income of 3.58 billion PEN for fiscal year 2021 (21.4% of revenue).
How much cash and debt does Credicorp have?
At the end of fiscal year 2021: cash of 39.32 billion PEN and total debt of 25.69 billion PEN.
What is Credicorp's free cash flow?
3.33 billion PEN in fiscal year 2021 (operating cash flow of 3.97 billion PEN minus capital spending of 640.03 million PEN).
