Itaú Unibanco Holding S.a. (ITUB) Financial Statements

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Itaú Unibanco Holding financial statements at a glance

Itaú Unibanco Holding reported revenue of 165.24 billion BRL for fiscal year 2025 (ended December 31, 2025), up 4.2% from fiscal year 2024. Net income was 44.86 billion BRL, a net margin of 27.1%.

At the end of fiscal year 2025 it had total assets of 3.07 trillion BRL, total liabilities of 2.85 trillion BRL and shareholders' equity of 204.50 billion BRL, with cash of 270.61 billion BRL and total debt of 563.70 billion BRL.

Its operations brought in 34.47 billion BRL of cash; capital spending was 7.12 billion BRL, leaving free cash flow of 27.35 billion BRL.

The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.

Figures from company filings, in BRL; latest fiscal year ended December 31, 2025.

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Itaú Unibanco Holding S.a.

ITUBBrazil
Financial Services
BRL (Local)

Income Statement

Annual • BRL

Total Revenue
165.24B
Prev Year: 158.57B
YoY: +4.2%
Net Interest Income
35.45B
Prev Year: 74.98B
YoY: -52.7%
Interest Income
254.79B
Prev Year: 242.26B
YoY: +5.2%
Interest Expense
219.34B
Prev Year: 167.28B
YoY: +31.1%
Special Income Charges
-1.34B
Prev Year: -1.99B
YoY: +32.6%
Provision for Credit Losses
-
Prev Year: -29.47B
Pre-tax Income
50.25B
Prev Year: 47.56B
YoY: +5.7%
Non Interest Expense
-
Prev Year: 80.60B
Provision for Income Taxes
4.40B
Prev Year: 5.43B
YoY: -18.9%
Income from Associates and Other Participating Interests
-
Prev Year: 1.05B
Net Income Common Stockholders
44.86B
Prev Year: 41.09B
YoY: +9.2%
Net Income
44.86B
Prev Year: 41.09B
YoY: +9.2%
Write-offs
-
Prev Year: 383.00M
Impairment of Capital Assets
-
Net Income Including Non-Controlling Interests
45.85B
Prev Year: 42.13B
YoY: +8.8%
Net Income from Continuing Operations
45.85B
Prev Year: 42.13B
YoY: +8.8%
Noncontrolling Interests
-992.00M
Prev Year: -1.04B
YoY: +4.9%
Diluted NI Available to Com Stockholders
44.86B
Prev Year: 41.09B
YoY: +9.2%
Other Non-operating Income (expense)
-
Net Income from Continuing and Discontinued Operation
44.86B
Prev Year: 41.09B
YoY: +9.2%
Normalized Income
46.21B
Prev Year: 43.16B
YoY: +7.1%
Reconciled Depreciation
7.39B
Prev Year: 6.44B
YoY: +14.7%
Net Income from Continuing Operation Net Minority Interest
44.86B
Prev Year: 41.09B
YoY: +9.2%
Interest Income After Provision for Loan Loss
-
Prev Year: 45.51B
Basic EPS
-
Total Unusual Items Excluding Goodwill
-1.48B
Prev Year: -2.35B
YoY: +36.9%
Diluted EPS
-
Total Unusual Items
-1.48B
Prev Year: -2.35B
YoY: +36.9%
Weighted Average Shares (basic)
-
Tax Rate for Calcs
0.088
Prev Year: 0
Total Money Market Investments
-
Prev Year: 53.11B
Weighted Average Shares (diluted)
-
Tax Effect of Unusual Items
-129.62M
Prev Year: -267.66M
YoY: +51.6%
Other Special Charges
1.34B
Prev Year: 1.61B
YoY: -16.5%
Gain on Sale of Securities
61.84B
Prev Year: 29.17B
YoY: +112.0%
Depreciation Amortization Depletion
7.42B
Prev Year: 7.18B
YoY: +3.4%
Depreciation and amortization
7.42B
Prev Year: 7.18B
YoY: +3.4%
Selling General and Administrative
58.06B
Prev Year: 55.71B
YoY: +4.2%
Selling and Marketing Expense
1.74B
Prev Year: 1.98B
YoY: -11.9%
General and Administrative Expense
56.33B
Prev Year: 53.73B
YoY: +4.8%
Other General and Administrative
17.23B
Prev Year: 17.31B
YoY: -0.5%
Insurance and Claims
753.00M
Prev Year: 801.00M
YoY: -6.0%
Salaries and Wages
38.34B
Prev Year: 35.62B
YoY: +7.6%
Operating Revenue
165.24B
Other Noninterest Expense
16.97B
Prev Year: 17.71B
YoY: -4.2%
Values in BRL

Itaú Unibanco Holding key figures by fiscal year

FY2025FY2024FY2023FY2022FY2021
Revenue165.2B BRL158.6B BRL148.4B BRL136.4B BRL122.2B BRL
Net income44.9B BRL41.1B BRL33.1B BRL29.2B BRL26.8B BRL
Diluted EPS––3.05 BRL2.74 BRL2.47 BRL
Total assets3.1T BRL2.9T BRL2.5T BRL2.3T BRL2.1T BRL
Total liabilities2.9T BRL2.6T BRL2.3T BRL2.1T BRL1.9T BRL
Shareholders' equity204.5B BRL211.1B BRL190.2B BRL167.7B BRL152.9B BRL
Cash270.6B BRL263.8B BRL228.4B BRL210.7B BRL224.8B BRL
Total debt563.7B BRL516.8B BRL451.8B BRL428.0B BRL321.2B BRL
Operating cash flow34.5B BRL7.1B BRL77.5B BRL129.6B BRL54.3B BRL
Capital spending7.1B BRL7.4B BRL9.2B BRL8.5B BRL9.1B BRL
Free cash flow27.4B BRL-299.0M BRL68.3B BRL121.1B BRL45.2B BRL

In BRL. Fiscal years as reported by the company; statements on this page go back to fiscal year 2014.

Questions and answers

What was Itaú Unibanco Holding's revenue in fiscal year 2025?

165.24 billion BRL, up 4.2% from 158.57 billion BRL in fiscal year 2024.

How much profit does Itaú Unibanco Holding make?

Itaú Unibanco Holding reported net income of 44.86 billion BRL for fiscal year 2025 (27.1% of revenue).

How much cash and debt does Itaú Unibanco Holding have?

At the end of fiscal year 2025: cash of 270.61 billion BRL and total debt of 563.70 billion BRL.

What is Itaú Unibanco Holding's free cash flow?

27.35 billion BRL in fiscal year 2025 (operating cash flow of 34.47 billion BRL minus capital spending of 7.12 billion BRL).

Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Data may be incomplete, delayed, or contain inaccuracies. Consult with a qualified financial advisor before making any investment decisions.
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